Clark County property record for 221 S Division St, Loyal, WI 54446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Jul 2026) |
| Tax Bill | $1,472 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 246.0109.000 |
| Primary APN | 246.0109.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Account Number | 233617 |
|---|---|
| Street Address | 221 S DIVISION ST |
| City | LOYAL |
| State | WI |
| Zip | 54446-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 1 DRAPERS'S 2ND ADD CITY OF LOYAL |
| Legal Range | 1W |
| Legal Township | 26N |
| Legal Section | 16 |
| Legal Subdivision | DRAPERS'S 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLARK WI |
| Township / Civil Division | LOYAL |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 950500 |
221 S Division St is owned and occupied by an individual who bought it in July 2026.
Source: Clark County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 S DIVISION ST, LOYAL, WI 54446-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION |
| Mar 19, 2026 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Mar 19, 2026 · Amount on File |
| Deed Document Number | 2026672932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK WI |
| Recording Date | Jul 9, 2026 |
| Property Address | 221 S DIVISION ST, LOYAL, WI 54446-9585 |
| Document Number | 0000672932 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026672932 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | SINGLE FAMILY LOAN SERVICING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,934.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 S DIVISION ST, LOYAL, WI 54446-9585 |
| Document Number | 0000672933, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026672933 |
| Name | WATERSTONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000672935, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026672935 |
| Name | WISCONSIN HOUSING AND ECONOMIC DEV ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK WI |
| Recording Date | Mar 19, 2026 |
| Property Address | 221 S DIVISION ST, LOYAL, WI 54446-9585 |
| Document Number | 0000671019 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 671019 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5137 SHEEDER RD, EAU CLAIRE, WI 54701-8726 |
The 2025 property tax bill for 221 S Division St was $1,472 with a homeowner's exemption.
Source: Clark County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Clark County |
| Municipality | Loyal City |
| Unified School District | Loyal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,472.00 Homeowner's exemption | $60,400 Land $5,000 Building $55,400 | $83,600 |
| 2023 | $1,443.00 Homeowner's exemption | $60,400 Land $5,000 Building $55,400 | $70,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 221 S Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 221 S Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOYAL WATERWORKS serves 1,308 people · EPA ID WI6100329 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Country Wireless Fixed Wireless | 100 / 100 |
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