221 S Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 221 S Cherry St, Ada, OK 74820 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,275 sqft · built 2000
Owner	Company Name on File
Last Sale	$155,000 (Jul 2025)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10908`

Property Details

APN / Parcel Number

Primary APN	`10908`
Alternative APN	`0005-00-102-027-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2025
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Carport
Garage Area	285 sqft
Carport	Carport
Carport Area	247 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10908
Street Address	221 S CHERRY ST
City	ADA
State	OK
Zip	74820-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 LOTS 27-32 BLOCK 102 ORIGINAL - ADA
Legal Range	06E
Legal Township	04N
Legal Section	33
Legal Subdivision	ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block	102
Legal Lot Number	27-32 28
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1057
Census Tract	89200

Owner

Source: Pontotoc County records · APN 10908

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13691 COUNTY ROAD 3520, ADA, OK 74820-1757
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2009	Deed of Trust, Mortgage · FHA Mortgage FIRST MORTGAGE COMPANY LLC
Dec 04, 2025	Deed of Trust, Mortgage · Commercial Mortgage GATEWAY FIRST BANK
Jul 28, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Deed Document Number	0000391772
Deed Book / Page	3917 / 72
Record Updated	Jun 08, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	221 S CHERRY ST, ADA, OK 74820-6318
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002376/265
Date	Jun 24, 2009
Book Page	2376/265
Instrument	2009-012455

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2039

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	221 S CHERRY ST, ADA, OK 74820-6318
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13691 COUNTY ROAD 3520, ADA, OK 74820-1757

Mortgage

Document Number	003960/137
Date	Dec 04, 2025
Book Page	3960/137
Instrument	I-2025-007291

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	BARTLESVILLE, OK 74003

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 28, 2025
Property Address	221 S CHERRY ST, ADA, OK 74820-6318
Document Number	0003917/72
Book / Page	3917 / 72
Instrument Date	Jul 28, 2025
Instrument	I-2025-004397
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13691 COUNTY ROAD 3520, ADA, OK 74820-1757

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00 (+1.29%) Homeowner's exemption	$13,113 (+3%) Land $1,370 Building $11,743	$160,264 (+23.73%) Land $12,500 Building $147,764
2024	$1,245.00 (+6.23%) Homeowner's exemption	$12,731 (+3%) Land $1,330 Building $11,401	$129,525 (+9.64%) Land $12,500 Building $117,025
2023	$1,172.00 Homeowner's exemption	$12,360 Land $1,308 Building $11,052	$118,140 Land $12,500 Building $105,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (40123C), updated July 17, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401230892001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 530 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50
360 Communications, Inc. (OK, AR & TX)	Fixed Wireless (licensed-by-rule)	400 / 50
AtLink Services	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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