221 S Broad St, Lancaster, OH 43130 Property Records

Fairfield County property record for 221 S Broad St, Lancaster, OH 43130

Property Summary

Property Type	Commercial
Details	9,294 sqft · built 1900
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2021)
Tax Bill	$3,771 (2023)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2021 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-50600.00`

Property Details

APN / Parcel Number

Primary APN	`053-50600.00`
Alternative APN	`0501 02034`

Interior

Units	3 Units
Stories	2 Stories
Building Area	9,294 sqft Total Area
1st Floor Area	3,098 sqft
2nd Floor Area	3,098 sqft
Basement Area	3,098 sqft

Exterior

Year Built	Built 1900
Exterior Material	Brick
Construction Type	Steel Frame
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	165 ft deep x 38 ft wide
Porch	Open Porch
Porch Area	252 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0501 02034
Street Address	221 S BROAD ST
City	LANCASTER
State	OH
Zip	43130-4307
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CARPENTER'S ADDITION LOT 243N LANCASTER HISTORIC DISTRICT
Legal Subdivision	CARPENTER'S ADDITION
Legal Lot Number	243
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4051
Census Tract	32000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster Historic District listed 1983 · 92 contributing resources · NRIS 83003438

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 S Broad St, a commercial property, is owned by an individual who bought it in December 2021.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6985 COSIMO LN, PICKERINGTON, OH 43147-7715
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit ATOMIC CU
Dec 16, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage FAIRFIELD FSLA
Apr 18, 2018	Trustee's Deed, Construction Loan · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Jan 7, 1997 · Amount on File
Deed Document Number	202100033033
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	221 S BROAD ST, LANCASTER, OH 43130-4307
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6985 COSIMO LN, PICKERINGTON, OH 43147-7715

Mortgage

Document Number	0000014474
Date	Jul 13, 2022
Instrument	202200014474

Lender

Name	ATOMIC CU
Type	Credit Union
Address	PIKETON, OH 45661

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Dec 16, 2021
Property Address	221 S BROAD ST, LANCASTER, OH 43130-4307
Document Number	0000033033
Instrument Date	Dec 14, 2021
Instrument	202100033033
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000033035
Date	Dec 16, 2021
Instrument	202100033035

Lender

Name	FAIRFIELD FSLA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 18, 2018
Property Address	221 S BROAD ST, LANCASTER, OH 43130-4307
Book / Page	001763 / 000913
Instrument Date	Feb 23, 2018
Instrument	6322
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 S BROAD ST LANCASTER OH 431304307, LANCASTER, OH 43130-4307

Mortgage

Document Number	0000006322
Date	Apr 18, 2018
Book Page	001763/000913
Instrument	6322

Lender

Name	PEOPLES BK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 17, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,900 Land $24,210 Building $74,690	$282,570 Land $69,170 Building $213,400
2023	$3,771.00	$64,570 (-) Land $12,240 Building $52,330
2022		$64,570 Land $12,240 Building $52,330	$184,460 Land $34,960 Building $149,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 S Broad St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2005–2011)
Most Recent Claim	Jul 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 S Broad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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