221 S 7th St, Elizabeth, NJ 07202 Property Records

Union County and Elizabeth City property record for 221 S 7th St, Elizabeth, NJ 07202

Property Summary

Property Type	Single Family Home
Details	1,840 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$655,000 (Oct 2025)
Tax Bill	$7,332 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 00009-0000-01189`

Property Details

APN / Parcel Number

Primary APN	`04 00009-0000-01189`
Alternative APNs	`04-00598-0000-00017` `040000901189`

Interior

Stories	2 Stories
Building Area	1,840 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0400009000001189
Street Address	221 S 7TH ST
City	ELIZABETH
State	NJ
Zip	07202-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	M M WILLIAM FARM
Legal Block	598
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2003
Census Tract	31100

Owner

221 S 7th St is owned and occupied by an individual who bought it in October 2025.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	221 S 7TH ST, ELIZABETH, NJ 07202-3844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on File
Deed Sale	Oct 7, 2025 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Document Number	202549980
Deed Book / Page	6597 / 2533
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 7, 2025
Property Address	221 S 7TH ST, ELIZABETH, NJ 07202-3844
Document Number	0065972533
Book / Page	6597 / 2533
Instrument Date	Oct 1, 2025
Instrument	49980
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,768.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 S 7TH ST, ELIZABETH, NJ 07202-3844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S 7TH ST, ELIZABETH, NJ 07202-3844
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083886
Date	Oct 7, 2025
Instrument	83886

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 221 S 7th St was $7,332, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,300 (+7.1%) Land $137,300 Building $252,000	$389,300 (+7.1%) Land $137,300 Building $252,000
2025	$7,332.00 (+4.85%)	$363,500 Land $137,300 Building $226,200	$363,500 Land $137,300 Building $226,200
2024	$6,993.00
2023		$30,800 Land $6,600 Building $24,200	$30,800 Land $6,600 Building $24,200
2022	$9,418.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 221 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

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