221 S 3rd St, Drexel, MO 64742 Property Records

Cass County property record for 221 S 3rd St, Drexel, MO 64742

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 2020
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,719 (May 2026)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-09-31-404-000-061.000`

Property Details

APN / Parcel Number

Primary APN	`16-09-31-404-000-061.000`
Alternative APN	`0476100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,154 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	78 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0476100
Street Address	221 S 3RD ST
City	DREXEL
State	MO
Zip	64742-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG STUART CITY LOTS 10 & 11 BLK 18
Legal Range	33
Legal Township	43
Legal Section	31
Legal Subdivision	STUART CITY
Legal Block	18
Legal Lot Number	10,11
Jurisdiction	CASS MO
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1050
Census Tract	61100

Owner

Source: Cass County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 S 3RD ST, DREXEL, MO 64742-1045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
May 27, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
May 11, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 18, 2019	Warranty Deed, Transfer COFFELT LAND TITLE INC, COFFELT LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	2026784955
Deed Book / Page	5306 / 15
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	Jun 2, 2026
Property Address	221 S 3RD ST, DREXEL, MO 64742-1045
Document Number	0000785255
Book / Page	5308 / 47
Instrument Date	May 22, 2026
Instrument	2026785255
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S 3RD ST, DREXEL, MO 64742-1045

Mortgage

Document Number	0000785255,
Date	Jun 2, 2026
Book Page	5308/47
Instrument	2026785255

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	May 27, 2026
Property Address	221 S 3RD ST, DREXEL, MO 64742-1045
Document Number	0000784955
Book / Page	5306 / 15
Instrument Date	May 21, 2026
Instrument	2026784955
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S 3RD ST, DREXEL, MO 64742-1045

Mortgage

Document Number	0000784956,
Date	May 27, 2026
Instrument	2026784956

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	221 S 3RD ST, DREXEL, MO 64742-1045
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S 3RD ST, DREXEL, MO 64742-1045

Mortgage

Document Number	0004639/12
Date	Feb 17, 2021
Book Page	4639/12
Instrument	684492

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	221 S 3RD ST, DREXEL, MO 64742-1045
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004434/073
Date	Dec 2, 2019
Book Page	4434/073
Instrument	656109

Lender

Name	CITIZENS BANK
Type	Bank
Address	DREXEL, MO 64742

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	May 11, 2020
Property Address	221 S 3RD ST, DREXEL, MO 64742-1045
Document Number	004492/122
Book / Page	4492 / 122
Instrument Date	May 8, 2020
Instrument	664383
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S 3RD ST, DREXEL, MO 64742-1045

Mortgage

Document Number	0004492123
Date	May 11, 2020
Instrument	4492/123

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Sep 18, 2019
Property Address	221 S 3RD ST, DREXEL, MO 64742-1045
Document Number	004405/103
Book / Page	4405 / 103
Instrument Date	Sep 10, 2019
Instrument	651835
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	COFFELT LAND TITLE INC, COFFELT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20, DREXEL, MO 64742-0020

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Drexel City
Unified School District	Drexel R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 (+10.57%)	$31,090 (+12.28%) Land $2,560 Building $28,530	$163,610 (+12.28%) Land $13,480 Building $150,130
2024	$1,997.00 (+0.45%)
2023	$1,988.00 (+4,221.74%)	$27,690 (+13.25%) Land $2,330 Building $25,360	$145,710 (+13.24%) Land $12,250 Building $133,460
2022	$46.00	$24,450 Land $2,330 Building $22,120
2021			$128,670 Land $12,250 Building $116,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DREXEL PWS serves 965 people · EPA ID MO1010225
Water Source	Purchased groundwater from TRI COUNTY WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Telecommunications Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GoBrolly.

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