221 S 14th St, Sebring, OH 44672 Property Records

Mahoning County property record for 221 S 14th St, Sebring, OH 44672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 2021
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,466 (2024)
Deeds & Mortgages	Jul 2021 Construction Loan Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-002-0-085.00-0`

Property Details

APN / Parcel Number

Primary APN	`21-002-0-085.00-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Porch
Porch Area	350 sqft
Patio Area	550 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	221 S 14TH ST
City	SEBRING
State	OH
Zip	44672-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1151 40 X 120 14TH
Legal Subdivision	VILLAGE/SEBRING
Legal Lot Number	1151 40
Jurisdiction	MAHONING OH
Township / Civil Division	SEBRING
Census Block Group	5
Census Block	5014
Census Tract	813200

Owner

221 S 14th St is owned and occupied by two individuals who acquired it in February 1972.

Source: Mahoning County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 S 14TH ST, SEBRING, OH 44672-2101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMONWEALTH BANK
Oct 18, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 1972
Deed Sale	Feb 8, 1972
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	221 S 14TH ST, SEBRING, OH 44672-2101
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6456/1316
Date	Jul 6, 2021
Book Page	6456/1316
Instrument	202100017899

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	221 S 14TH ST, SEBRING, OH 44672-2101
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6299/0743
Date	Oct 18, 2018
Book Page	6299/0743
Instrument	201800024513

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jul 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Sebring Village
Unified School District	Sebring Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,466.00 (+5.16%) Homeowner's exemption	$45,270 (-) Land $2,080 Building $43,190
2023	$1,394.00 (+37.2%) Homeowner's exemption	$45,270 (+34.77%) Land $2,080 Building $43,190	$129,330 (+34.77%) Land $5,940 Building $123,390
2022	$1,016.00 Homeowner's exemption	$33,590 Land $2,080 Building $31,510	$95,960 Land $5,940 Building $90,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 S 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 S 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEBRING VILLAGE PWS serves 6,058 people · EPA ID OH5001911
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2020 Failure to filter resolved · Nov 2020 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Watch TV.

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