Rockingham County property record for 221 Rustic Ave, Broadway, VA 22815
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,608 sqft · built 2007 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Dec 2023) |
| Tax Bill | $2,640 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51D-(3)-L11 |
| Primary APN | 51D-(3)-L11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 5,438 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,771 sqft (0.385 acres) |
| Garage Type | Attached |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R47207 |
|---|---|
| Street Address | 221 RUSTIC AVE |
| City | BROADWAY |
| State | VA |
| Zip | 22815-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | RUSTIC KNOLL P1 L11 |
| Legal Subdivision | ON A PLAT OF RUSTIC KNOLL PHASE I |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | PLAINS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10700 |
221 Rustic Ave is owned and occupied by two individuals who acquired it in July 2026.
Source: Rockingham County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS |
| Dec 19, 2023 | Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC |
| May 1, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT COMMUNITY BANK INC |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT COMMUNITY BANK |
| Jun 7, 2019 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on File |
| Deed Sale | Dec 19, 2023 · Amount on File |
| Prior Sale | Jun 7, 2019 · Amount on File |
| Deed Document Number | 202326559 |
| Deed Book / Page | 5761 / 150 |
| Last Transfer Date | Jul 9, 2026 |
| Transfer Doc | 0000015224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jul 14, 2026 |
| Property Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Document Number | 0000015224 |
| Book / Page | 6072 / 181 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202615224 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Document Number | 0000015225, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202615225 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Dec 19, 2023 |
| Property Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Document Number | 005761/150 |
| Book / Page | 5761 / 150 |
| Map Reference | MB 2963 PG 559 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 2023-26559 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Title Company | MEMBERS TITLE LLC, MEMBERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Document Number | 0202326560 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023-26560 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 3-Year TN |
| Max Rate | 13.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | May 1, 2023 |
| Property Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Document Number | 005691/698 |
| Book / Page | 5691 / 698 |
| Map Reference | MB 2963 PG 559 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023-08701 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Document Number | 0202308702 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023-08702 |
| Name | SUMMIT COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Name | Verified Name |
|---|
| Document Number | 5238/291 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 5238/291 |
| Instrument | 2020-09825 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jun 7, 2019 |
| Property Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Document Number | 5123/469 |
| Book / Page | 5123 / 469 |
| Map Reference | MB 2963 PG 559 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019-13452 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 221 RUSTIC AVE, BROADWAY, VA 22815-2439 |
| Document Number | 201913453 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 2019-13453 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 221 Rustic Ave was $2,640, up 14.4% from the year before.
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Broadway Town |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,640.00 (+14.38%) | $400,000 (+17.82%) Land $70,000 Building $330,000 | $400,000 Land $70,000 Building $330,000 |
| 2025 | $2,308.00 | $339,500 Land $52,000 Building $287,500 | |
| 2023 | $2,308.00 | $339,500 Land $52,000 Building $287,500 | $339,500 (-) Land $52,000 Building $287,500 |
| 2022 | $339,500 Land $52,000 Building $287,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Rustic Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Rustic Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BROADWAY serves 4,015 people · EPA ID VA2165060 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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