Polk County property record for 221 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,900 sqft Living Area |
| Lot Size | 10,624 sqft (0.244 acres) |
| Garage | Attached, 500 sqft |
| Last Sale | $295,000 (2021) |
| Tax Bill | $3,924.00 (2025) |
| Primary APN | 27-29-07-856604-001370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,400 sqft Gross Area |
| 1st Floor | 1,900 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,624 sqft (0.244 acres) |
| Garage Type | Attached Garage |
| Garage Area | 500 sqft Garage |
| Pool Area | 392 sqft Pool |
| Porch Area | 396 sqft Porch |
| Street Address | 221 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3267 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 137 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE FOUR |
| Legal Phase | 4 |
| Legal Tract | 856604 |
| Legal Block | 1 |
| Legal Lot Number | 137 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856604-001370
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 12, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage LANDMARK MORTGAGE & ASSOCIATES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2021 · Amount on Record |
| Deed Sale | Apr 01, 2021 · Amount on Record |
| Prior Sale | Oct 21, 2003 · Amount on Record |
| Deed Doc Number | 202182520 |
| Deed Book / Page | 11647 / 1939 |
| Last Transfer Date | Sep 06, 2022 |
| Transfer Doc | 0000246821 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 12, 2022 |
| Property Address | 221 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0000246821 |
| Book / Page | 12415 / 309 |
| Map Reference | MB 108 PG 21-23 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 2022246821 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 RUBY LAKE LN, 221, WINTER HAVEN, FL 33884-3267 |
| Name | Verified Name |
|---|---|
| Address | 241 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 01, 2021 |
| Property Address | 221 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0000082520 |
| Book / Page | 11647 / 1939 |
| Map Reference | MB 108 PG 21-23 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021082520 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 S WILDFLOWER CT, 608, LONGWOOD, FL 32750-4049 |
| Name | Verified Name |
|---|---|
| Address | 221 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0116471941 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 11647/1941 |
| Name | LANDMARK MORTGAGE & ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,924.00 (+6.08%) Homeowner's exemption | $258,321 (+5.99%) | $337,903 (+1.69%) Land $88,000 Building $249,903 |
| 2023 | $3,699.00 (+0.54%) Homeowner's exemption | $243,729 (+3%) | $332,278 (+14.4%) Land $86,000 Building $246,278 |
| 2022 | $3,679.00 Homeowner's exemption | $236,630 | $290,446 Land $72,000 Building $218,446 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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