Grayson County property record for 221 Roy Ayres Rd, Bells, TX 75414
| Property Type | Single Family Home |
|---|---|
| Details | 2,691 sqft · built 2017 |
| Lot Size | 9.62 acres (419,047 sqft) |
| Owner | Individual Name on File |
| Last Sale | $482,000 (Feb 2022) |
| Tax Bill | $4,349 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143 084300104 |
| Primary APN | 143 084300104 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,691 sqft Living Area |
| Gross Area | 3,567 sqft |
| 1st Floor Area | 2,691 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 419,047 sqft (9.62 acres) |
| Garage Type | Attached |
| Garage Area | 574 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Utility Building | 1,360 sqft |
| Street Address | 221 ROY AYRES RD |
|---|---|
| City | BELLS |
| State | TX |
| Zip | 75414-2383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0843 MCCARLEY ROBERT A-G0843, ACRES 9.62 |
| Legal Subdivision | MCCARLEY ROBERT A-G0843 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 102 |
221 Roy Ayres Rd is owned and occupied by an individual who bought it in February 2022.
Source: Grayson County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 ROY AYRES RD, BELLS, TX 75414-2383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 7, 2022 | Vendor's Lien, Transfer · Seller Carry-Back WILLIAM DISHNER |
| Jun 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENDERA FUNDING INC |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SFMC LP |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on File |
| Deed Sale | Feb 7, 2022 · Amount on File |
| Deed Document Number | 20224055 |
| Prior Transfer Date | Jan 31, 2022 |
| Prior Transfer Doc | 0000004055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 23, 2026 |
| Property Address | 221 ROY AYRES RD, BELLS, TX 75414-2383 |
| Document Number | 0000024426 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202624426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 221 ROY AYRES RD, BELLS, TX 75414-2383 |
| Document Number | 0000024426, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202624426 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Feb 7, 2022 |
| Property Address | 221 ROY AYRES RD, BELLS, TX 75414-2383 |
| Document Number | 0000004055 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-4055 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3701 N LOY LAKE RD APT 310, 3701, SHERMAN, TX 75090-2539 |
| Name | Verified Name |
|---|---|
| Address | 221 ROY AYRES RD, BELLS, TX 75414-2383 |
| Document Number | 0000004056 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-4056 |
| Name | WILLIAM DISHNER |
|---|---|
| Type | Seller |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 221 ROY AYRES RD, BELLS, TX 75414-2383 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | FIDELITY NATIONAL AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000012185 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 2018-00012185 |
| Name | CENDERA FUNDING INC |
|---|---|
| Type | Lending Institution |
| Address | FORT WORTH, TX 76116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 221 ROY AYRES RD, BELLS, TX 75414-2383 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019454 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019-00019454 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Address | MCKINNEY, TX 75070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 221 ROY AYRES RD, BELLS, TX 75414-2383 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019542 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 2020-00019542 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 221 Roy Ayres Rd was $4,349 with exemptions applied, down 19% from the year before.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Bells Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,349.00 (-19.03%) Homeowner's exemption Senior Citizen's exemption | $540,675 Land $13,707 Building $526,968 | $733,221 Land $206,253 Building $526,968 |
| 2024 | $5,371.00 | ||
| 2023 | $573,895 Land $12,425 Building $561,470 | $718,186 Land $156,716 Building $561,470 | |
| 2022 | $6,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Roy Ayres Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Roy Ayres Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINK HILL WSC serves 2,835 people · EPA ID TX0910034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TekWav Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| 360 Broadband Fixed Wireless | 30 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
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