221 Roberts Dr, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 221 Roberts Dr, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,815 sqft · built 1960
Lot Size	0.328 acres (14,280 sqft)
Owner	2 Individual Names on File
Last Sale	$128,921 (Jan 2023)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087036001004010000`

Property Details

APN / Parcel Number

Primary APN	`087036001004010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,280 sqft (0.328 acres)
Lot Dimensions	140 ft deep x 102 ft wide

Location & Zoning

Street Address	221 ROBERTS DR
City	MOUNT VERNON
State	MO
Zip	65712-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERTS DR,221; LTS 10 & 11 MAR-DEE-CAL ADDN - MT VERNON
Legal Range	27
Legal Township	28
Legal Section	36
Legal Subdivision	MAR DEE CAL ADDN
Legal Lot Number	10,11
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1010
Census Tract	470202

Owner

221 Roberts Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 ROBERTS DR, MOUNT VERNON, MO 65712-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · FHA Mortgage OLD MISSOURI BANK
Aug 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK
Jan 12, 2023	Warranty Deed, Transfer · FHA Mortgage OLD MISSOURI BANK
Jul 13, 2018	Special Warranty Deed, Transfer · Line of Credit MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on File
Deed Sale	Jan 12, 2023 · Amount on File
Prior Sale	Jun 16, 2022
Deed Document Number	2023149
Deed Book / Page	459 / 142
Prior Transfer Date	Aug 6, 2018
Prior Transfer Doc	0000003583
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	221 ROBERTS DR, MOUNT VERNON, MO 65712-1650
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ROBERTS DR, MOUNT VERNON, MO 65712-1650

Mortgage

Document Number	000459/703
Date	Feb 21, 2023
Book Page	459/703
Instrument	2023000718

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	221 ROBERTS DR, MOUNT VERNON, MO 65712-1650
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 W CHESTERFIELD BLVD A201, A201, SPRINGFIELD, MO 65807-6981
Investor	Possibly a Property Investor

Mortgage

Document Number	00458/4603
Date	Aug 8, 2022
Book Page	458/4603
Instrument	2022-00004633

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jan 12, 2023
Property Address	221 ROBERTS DR, MOUNT VERNON, MO 65712-1650
Document Number	000459/142
Book / Page	459 / 142
Instrument Date	Jan 10, 2023
Instrument	2023000149
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	WACO TITLE CO MT VERNON, WACO TITLE MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ROBERTS DR, MOUNT VERNON, MO 65712-1650

Mortgage

Document Number	0000459143
Date	Jan 12, 2023
Instrument	459/143

Lender

Name	OLD MISSOURI BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 13, 2018
Property Address	221 ROBERTS DR, MOUNT VERNON, MO 65712-1650
Document Number	00454/3007
Book / Page	454 / 3007
Instrument Date	Jun 6, 2018
Instrument	2018-00003147
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003148
Date	Jul 13, 2018
Instrument	2018-00003148

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 221 Roberts Dr was $1,145, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,290 (-) Land $2,010 Building $21,280
2025	$1,145.00 (+0.09%)	$23,290 Land $2,010 Building $21,280	$111,579
2024	$1,144.00 (+9.26%)
2023	$1,047.00 (+7.06%)	$21,200 Land $2,010 Building $19,190	$111,579
2022	$978.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Roberts Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Roberts Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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