Richmond Town property record for 221 River Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,028 sqft · built 1986 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Sep 2021) |
| Tax Bill | $9,879 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:004 B:010 |
| Primary APN | NKIN M:004 B:010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,028 sqft Living Area |
| Gross Area | 4,262 sqft |
| 1st Floor Area | 1,884 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 77843 |
|---|---|
| Street Address | 221 RIVER RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 10 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 51305 |
Source: Richmond Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 221 RIVER RD, SAUNDERSTOWN, RI 02874-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTREVILLE BANK |
| Sep 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION |
| Jan 4, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Deed Book / Page | 3450 / 220 |
| Prior Transfer Date | Dec 21, 2020 |
| Prior Transfer Doc | 3362-101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 221 RIVER RD, SAUNDERSTOWN, RI 02874-3604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003362-105 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 3362/105 |
| Instrument | 53 |
| Name | CENTREVILLE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Sep 30, 2021 |
| Property Address | 221 RIVER RD, SAUNDERSTOWN, RI 02874-3604 |
| Document Number | 3450-220 |
| Book / Page | 3450 / 220 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 6225 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 221 RIVER RD, N KINGSTOWN, RI 02852 |
| Document Number | 6226 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 6226 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Jan 4, 2021 |
| Property Address | 221 RIVER RD, SAUNDERSTOWN, RI 02874-3604 |
| Document Number | 003362-101 |
| Book / Page | 3362 / 101 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 52 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Richmond Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Richmond Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,879.00 (+3.45%) | $894,800 (+34.35%) Land $336,400 Building $558,400 | $978,600 |
| 2023 | $9,550.00 | $666,000 Land $224,100 Building $441,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 39 (1984–2012) |
| Claims Outside the SFHA | 10 of 39 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 77% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RICHMOND serves 2,671 people · EPA ID RI1000040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Coliform corrective action Dec 2023 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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