221 River Rd, Andrews, IN 46702 Property Records

Huntington County property record for 221 River Rd, Andrews, IN 46702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,072 sqft · built 1965
Lot Size	3.23 acres (141,091 sqft)
Owner	Individual Name on Record
Last Sale	$216,600 (Sep 2021)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-04-23-200-068.500-003`

Property Details

APN / Parcel Number

Primary APN	`35-04-23-200-068.500-003`
Alternative APNs	`01540497224` `0130068500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	3,280 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Roof Material	Asphalt
Lot Area	141,091 sqft (3.23 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	1 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01540497224
Street Address	221 RIVER RD
City	ANDREWS
State	IN
Zip	46702-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	013-00685-00 PT RES 33 3.239 A
Legal Subdivision	BELLMANS SECOND ADDITION
Jurisdiction	HUNTINGTON IN
Township / Civil Division	DALLAS
Census Block Group	1
Census Block	1035
Census Tract	962000

Owner

Source: Huntington County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	221 RIVER RD, ANDREWS, IN 46702-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Apr 13, 2012 · Amount on Record
Deed Document Number	20215499
Prior Transfer Date	Oct 23, 2009
Prior Transfer Doc	2009006042
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNTINGTON IN
Recording Date	Sep 10, 2021
Property Address	221 RIVER RD, ANDREWS, IN 46702-9449
Document Number	2021005499
Instrument Date	Sep 3, 2021
Instrument	2021005499
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 RIVER RD, ANDREWS, IN 46702-9449

Mortgage

Document Number	2021005500
Date	Sep 10, 2021
Instrument	2021005500

Lender

Name	CROSSROADS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Huntington County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Andrews Town
County	Huntington County
County Subdivision	Dallas Township
Unified School District	Huntington County Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,940.00 (+17.72%)	$203,500 (+28.63%) Land $21,700 Building $181,800	$203,500 (+28.63%) Land $21,700 Building $181,800
2024	$1,648.00 (-6.47%)
2023		$158,200 (+0.89%) Land $21,700 Building $136,500	$158,200 (+0.89%) Land $21,700 Building $136,500
2022	$1,762.00 Homeowner's exemption	$156,800 Land $21,700 Building $135,100	$156,800 Land $21,700 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREWS WATER DEPARTMENT serves 1,149 people · EPA ID IN5235001
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	12 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, TWN Communications.

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