221 Rio del Mar Blvd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 221 Rio del Mar Blvd, Aptos, CA 95003

Property Summary

Property TypeResidential Vacant Land
Lot Size0.035 acres (1,568 sqft)
OwnerTrust Name on File
Last Sale$2,600,000 (Sep 2024)
Tax Bill$11,441 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN042-211-43

Property Details

APN / Parcel Number

Primary APN042-211-43

Exterior

Lot Area1,568 sqft (0.035 acres)

Location & Zoning

Street Address221 RIO DEL MAR BLVD
CityAPTOS
StateCA
Zip95003-4606
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRM-2.5
Legal DescriptionMAP REF:MAP: 042/211
Legal Range01E
Legal Township11
Legal Section18
Legal SubdivisionAPTOS BEACH CC PROPS 06
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3009
Census Tract122205

Owner

221 Rio del Mar Blvd, residential vacant land, is held in a trust since September 2024.

Source: Santa Cruz County records, as of September 29, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address2281 LANSFORD AVE, SAN JOSE, CA 95125-4024
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PROVIDENT CU
Jun 29, 2020Deed of Trust, Mortgage · Line of Credit
PROVIDENT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2024 · Amount on File
Deed SaleSep 27, 2024 · Amount on File
Prior SaleApr 16, 2021
Deed Document Number2024-0018919
Record UpdatedJun 7, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 16, 2021
Property Address221 RIO DEL MAR BLVD, APTOS, CA 95003-4606
Document Number0000022040
Map ReferenceVOL 24 PG 25
Instrument DateApr 9, 2021
Instrument2021-0022040
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 RIO DEL MAR BLVD, APTOS, CA 95003-4606

Mortgage

Document Number0000022041
DateApr 16, 2021
Instrument2021-0022041
Lender
NamePROVIDENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address221 RIO DEL MAR BLVD, APTOS, CA 95003-4606
Document Number0000024773
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 RIO DEL MAR BLVD APTOS CA 950034606, APTOS, CA 95003-4606

Mortgage

Document Number0000024773
DateJul 9, 2020
Instrument24773
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065-1409
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 221 Rio del Mar Blvd was $11,441.

Source: Santa Cruz County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,441.00$1,000,000 Land $1,000,000
2023$7,016.00 (+1.71%)$643,883 Land $643,883
2022$6,898.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Rio del Mar Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims7 (2023)
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Rio del Mar Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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