221 Ridgeway Ave, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 221 Ridgeway Ave, Saint Matthews, KY 40207

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,213 sqft · built 1940
Lot Size0.176 acres (7,645 sqft)
OwnerCompany Name on Record
Last Sale$495,000 (Dec 2025)
Tax Bill$3,042 (2025)
Flood ZoneZone X (minimal risk)
APN21025400200030

Property Details

APN / Parcel Number

Primary APN21025400200030
Alternative APNs
  • 025400200030
  • 00049867

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,213 sqft Finished Area
Basement Area867 sqft
FlooringCovered
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,645 sqft (0.176 acres)
Garage TypeDetached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Deck Area63 sqft
Patio Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00049867
Street Address221 RIDGEWAY AVE
CityLOUISVILLE
StateKY
Zip40207-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDEN
Legal DescriptionEXCELLA PLACE
Legal SubdivisionEXCELLA PLACE
JurisdictionJEFFERSON KY
Township / Civil DivisionLOUISVILLE EAST
Census Block Group3
Census Block3004
Census Tract9900

Owner

Source: Louisville/Jefferson County Metro Government records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4011 SHELBYVILLE RD, LOUISVILLE, KY 40207-3122
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Deed Document Number2025158707
Deed Book / Page13225 / 609
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalitySt. Matthews City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,042.00 (+26.17%)$270,200 (+28.65%) Land $70,000 Building $200,200
2024$270,200 (+28.65%) Land $70,000 Building $200,200
2023$2,411.00 (-0.33%)$210,020 (-) Land $60,000 Building $150,020$210,020 (-) Land $60,000 Building $150,020
2022$2,419.00$210,020 Land $60,000 Building $150,020$210,020 Land $60,000 Building $150,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: BluegrassNet.

Nearby Properties on Ridgeway Ave

Nearby Streets

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