221 Richards St, Joliet, IL 60433 Property Records

Will County property record for 221 Richards St, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 288 sqft · built 1890
Lot Size	0.13 acres (5,841 sqft)
Owner	Individual Name on Record
Last Sale	$158,200 (Nov 2019)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-15-121-018`

Property Details

APN / Parcel Number

Primary APN	`30-07-15-121-018`
Alternative APN	`07151210180000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	288 sqft
Gross Area	2,096 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,841 sqft (0.13 acres)
Lot Dimensions	115 ft deep x 52 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	221 RICHARDS ST
City	JOLIET
State	IL
Zip	60433-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 IN CAGWIN WHITES SUB OF BLK 16 IN CANAL TRUSTEES SUB, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC. 15, T35N-R10
Legal Range	10E
Legal Township	35N
Legal Section	15
Legal Subdivision	CAGWIN & WHITES
Legal Block	16
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2079
Census Tract	882000

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 RICHARDS ST, JOLIET, IL 60433-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Jan 25, 2013 · Amount on Record
Deed Document Number	201979072
Prior Transfer Date	Apr 27, 2006
Prior Transfer Doc	0000076611
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	221 RICHARDS ST APT 2, 2, JOLIET, IL 60433-1850
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020369
Date	Feb 22, 2021
Instrument	R2021020369

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 6, 2019
Property Address	221 RICHARDS ST APT 1, 1, JOLIET, IL 60433-1850
Document Number	0000079072
Instrument Date	Oct 8, 2019
Instrument	R2019079072
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 RICHARDS ST, JOLIET, IL 60433-1841

Mortgage

Document Number	0000079073
Date	Nov 6, 2019
Instrument	R2019079073

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,091.00 (+18.56%)
2024		$65,330 (+24.42%) Land $8,258 Building $57,072	$195,990 (+24.42%) Land $24,774 Building $171,216
2022	$4,294.00 Homeowner's exemption	$52,506 Land $6,637 Building $45,869	$157,518 Land $19,911 Building $137,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (1981–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

Nearby Properties on Richards St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures