221 Richards Ave, Clearwater, FL 33755 Property Records

Pinellas County property record for 221 Richards Ave, Clearwater, FL 33755

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,077 sqft · built 1955
Lot Size0.212 acres (9,230 sqft)
Owner2 Individual Names on Record
Last Sale$94,488 (Aug 2016)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-745-0313-7

Property Details

APN / Parcel Number

Primary APNC62-000-745-0313-7
Alternative APNs
  • 11-29-15-32850-000-0480
  • 291511328500000480
  • 152911328500000480
  • R121220

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,077 sqft Living Area
Gross Area1,905 sqft
1st Floor Area1,077 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1977
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,230 sqft (0.212 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area207 sqft
Deck Area345 sqft
Patio Area345 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR121220
Street Address221 RICHARDS AVE
CityCLEARWATER
StateFL
Zip33755-5826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND VIEW TERRACE LOT 48 & S 20FT OF LOT 49
Legal Range15E
Legal Township29S
Legal Section11
Legal SubdivisionGRAND VIEW TERRACE
Legal Tract32850
Legal Lot Number48,49
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3024
Census Tract26502

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 RICHARDS AVE, CLEARWATER, FL 33755-5826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2016 · Amount on Record
Deed SaleAug 3, 2016 · Amount on Record
Prior SaleJul 1, 2016 · Amount on Record
Deed Document Number2016236200
Deed Book / Page19289 / 1710
Prior Transfer DateJul 14, 2016
Prior Transfer Doc0192891710
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address221 RICHARDS AVE, CLEARWATER, FL 33755-5826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0212762201
DateNov 30, 2020
Book Page21276/2201
Instrument2020358981
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Veteran's exemption$94,406 (+5.99%)$279,047 (-0.68%) Land $152,534 Building $126,513
2023Homeowner's exemption Veteran's exemption$89,073$280,963 Land $185,765 Building $95,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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