221 Ranch Circle Dr, Kendalia, TX 78027 Property Records

Kendall County property record for 221 Ranch Circle Dr, Kendalia, TX 78027

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,920 sqft · built 1980
Lot Size	10.6 acres (462,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Dec 2019)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R24226`

Property Details

APN / Parcel Number

Primary APN	`R24226`
Alternative APNs	`1547000010360` `24226`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,920 sqft Living Area
Gross Area	4,220 sqft
1st Floor Area	2,768 sqft
2nd Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	462,172 sqft
Garage Type	Detached
Garage Area	841 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	564 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Greenhouse	300 sqft
Storage Building	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	221 RANCH CIRCLE DR
City	KENDALIA
State	TX
Zip	78027-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUX RANCH ESTATES UNIT 1 LOT 36,38, 10.61 ACRES UNIT 1
Legal Subdivision	LUX RANCH ESTATES
Legal Tract	S154701
Legal Block	4
Legal Lot Number	36,38
Jurisdiction	KENDALL TX
Township / Civil Division	COMFORT
Census Block Group	4
Census Block	4071
Census Tract	970102

Owner

Source: Kendall County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 RANCH CIRCLE DR, KENDALIA, TX 78027-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage JOHNSON CITY BANK
Dec 19, 2019	Warranty Deed, Transfer STEPHEN R & MEGHAN D CASTRO
May 11, 2017	Vendor's Lien, Transfer · FHA Mortgage CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	2019337345
Deed Book / Page	1732 / 252
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0000337345
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	221 RANCH CIRCLE DR # 1, 1, KENDALIA, TX 78027-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATC COLONNADE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317860
Date	Dec 29, 2017
Book Page	1615/0115
Instrument	317860

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	221 RANCH CIRCLE DR # 1, 1, KENDALIA, TX 78027-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341955
Date	May 18, 2020
Book Page	1761/843
Instrument	341955

Lender

Name	JOHNSON CITY BANK
Type	Bank
Address	JOHNSON CITY, TX 78636

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.07%
Type Change Date	May 8, 2026
Change Frequency	Annually
Min Rate At Change	4.07%
Max Rate At Change	7.07%
Index	1-Year CMT
Max Rate	10%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL TX
Recording Date	Dec 19, 2019
Property Address	221 RANCH CIRCLE DR # 1, 1, KENDALIA, TX 78027-2019
Document Number	0000337345
Book / Page	001732 / 000252
Instrument Date	Dec 18, 2019
Instrument	337345
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 RANCH CIRCLE DR KENDALIA TX 780272019, KENDALIA, TX 78027-2019

Mortgage

Document Number	337346
Date	Dec 19, 2019
Book Page	001732/000256
Instrument	337346

Lender

Name	STEPHEN R & MEGHAN D CASTRO
Address	111 LLOYD HUGHES, SAN ANTONIO, TX 78260-1455
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KENDALL TX
Recording Date	May 11, 2017
Property Address	221 RANCH CIRCLE DR # 1, 1, KENDALIA, TX 78027-2019
Document Number	0000311758
Book / Page	1579 / 1087
Map Reference	VOL 1 PG 32
Instrument Date	May 9, 2017
Instrument	311758
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 RANCH CIRCLE DR, KENDALIA, TX 78027-2019

Mortgage

Document Number	, 311759
Date	May 11, 2017
Instrument	311759

Lender

Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Kendall County
Unified School District	Blanco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,840 (-) Land $275,830 Building $346,010	$621,840 (-) Land $275,830 Building $346,010
2025	$2,375.00	$621,840 (-) Land $275,830 Building $346,010	$621,840 (-) Land $275,830 Building $346,010
2024		$621,840 (-) Land $275,830 Building $346,010	$621,840 (-) Land $275,830 Building $346,010
2023		$621,840 Land $275,830 Building $346,010	$621,840 Land $275,830 Building $346,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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