221 Rain Cloud St, Grand Junction, CO 81503 Property Records

Mesa County property record for 221 Rain Cloud St, Grand Junction, CO 81503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,748 sqft · built 2022
Lot Size	0.116 acres (5,048 sqft)
Owner	Company Name on File
Last Sale	$460,000 (Apr 2023)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2945-253-49-002`

Property Details

APN / Parcel Number

Primary APN	`2945-253-49-002`
Alternative APN	`R103750`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	1,748 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,048 sqft (0.116 acres)
Garage Type	Attached
Garage Area	703 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R103750
Street Address	221 RAIN CLOUD ST
City	GRAND JUNCTION
State	CO
Zip	81503-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SHADOW MESA FILING ONE PER RN 3010730 SEC 25 1S 1W UM - 0.12AC
Legal Subdivision	SHADOW MESA FILING ONE
Legal Lot Number	2
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2040
Census Tract	1303

Owner

Source: Mesa County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	221 RAIN CLOUD ST, GRAND JUNCTION, CO 81503-2244
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF COLORADO
Apr 20, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	20233061536
Last Transfer Date	Feb 21, 2025
Transfer Doc	0003118077
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	221 RAIN CLOUD ST, GRAND JUNCTION, CO 81503-2244
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003037710
Date	Jul 14, 2022
Instrument	3037710

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 20, 2023
Property Address	221 RAIN CLOUD ST, GRAND JUNCTION, CO 81503-2244
Document Number	0003061536
Instrument Date	Apr 18, 2023
Instrument	3061536
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2023
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 RAIN CLOUD ST, GRAND JUNCTION, CO 81503-2244

Mortgage

Document Number	0003061537
Date	Apr 20, 2023
Instrument	3061537

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+13.39%)	$28,840 (+11.74%) Land $4,380 Building $24,460	$461,410 (+19.78%) Land $70,000 Building $391,410
2024	$1,986.00 (+0.51%)	$25,810 (-) Land $3,810 Building $22,000
2023	$1,976.00 (+125.57%)	$25,810 (+164.18%) Land $3,810 Building $22,000	$385,220 (+1,043.43%) Land $56,880 Building $328,340
2022	$876.00	$9,770 Land $9,770
2021			$33,690 Land $33,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Clearnetworx, Lumen Technologies.

Nearby Properties on Rain Cloud St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures