221 Prospect St, Ansonia, CT 06401 Property Records

Ansonia City property record for 221 Prospect St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,606 sqft · built 1901
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$327,500 (Jul 2021)
Tax Bill	$5,638 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`53710`

Property Details

APN / Parcel Number

Primary APN	`53710`
Alternative APN	`ANSO M:063 B:0038 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,606 sqft Living Area
Gross Area	3,676 sqft
1st Floor Area	858 sqft
Attic	Attic
Attic Area	652 sqft
Basement Area	762 sqft
Unfinished Basement	762 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	53710
Street Address	221 PROSPECT ST
City	ANSONIA
State	CT
Zip	06401-1523
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	38
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2002
Census Tract	125200

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 PROSPECT ST, ANSONIA, CT 06401-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jul 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jul 6, 2015 · Amount on Record
Deed Document Number	20211820400002
Deed Book / Page	592 / 636
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	221 PROSPECT ST, ANSONIA, CT 06401-1523
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000595-115
Date	Sep 14, 2021
Book Page	595/115
Instrument	1829200018

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Jul 15, 2021
Property Address	221 PROSPECT ST, ANSONIA, CT 06401-1523
Document Number	000592-636
Book / Page	592 / 636
Instrument Date	Jul 9, 2021
Instrument	1820400002
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,638.00 (+3.18%)	$191,380 (-) Land $45,850 Building $145,530	$395,858 (+195.49%)
2025	$5,464.00	$191,380 (-) Land $45,850 Building $145,530	$133,966 Land $32,095 Building $101,871
2024	$5,464.00 (+8.8%)
2023	$5,022.00 (-2.88%)	$191,380 (+39.9%) Land $45,850 Building $145,530
2022	$5,171.00	$136,800 Land $51,100 Building $85,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

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