221 Prairie St, Ottawa, IL 61350 Property Records

LaSalle County property record for 221 Prairie St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	616 sqft · built 1940
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Nov 2024)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-02-404-007`

Property Details

APN / Parcel Number

Primary APN	`21-02-404-007`
Alternative APN	`18-02-431-005`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	616 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	221 PRAIRIE ST
City	OTTAWA
State	IL
Zip	61350-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNION ADD, LT 6 BLK 6 SEC 2-33-3
Legal Range	03
Legal Township	33
Legal Section	02
Legal Subdivision	UNION ADD BLKS 4 THRU 6
Legal Block	6
Legal Lot Number	6
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3037
Census Tract	962600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 PRAIRIE ST, OTTAWA, IL 61350-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Dec 12, 2022	Warranty Deed, Transfer · Commercial Mortgage MARSEILLES BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024 · Amount on Record
Deed Sale	Nov 5, 2024 · Amount on Record
Prior Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	202412189
Prior Transfer Date	Jul 14, 2010
Prior Transfer Doc	0201014659
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	221 PRAIRIE ST, OTTAWA, IL 61350-1551
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201708066
Date	Jun 7, 2017
Instrument	201708066

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2032

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 12, 2022
Property Address	221 PRAIRIE ST, OTTAWA, IL 61350-1551
Document Number	0202215641
Instrument Date	Dec 9, 2022
Instrument	2022-15641
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 W BLUFF ST, MARSEILLES, IL 61341-1409

Mortgage

Document Number	0202215642
Date	Dec 12, 2022
Instrument	2022-15642

Lender

Name	MARSEILLES BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 9, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (+54.5%)	$30,840 (+23.31%) Land $4,911 Building $25,929	$92,520 (+23.31%) Land $14,733 Building $77,787
2024	$2,002.00
2023		$25,011 (+10.18%) Land $3,983 Building $21,028	$75,033 (+10.18%) Land $11,949 Building $63,084
2022		$22,700 Land $4,901 Building $17,799	$68,100 Land $14,703 Building $53,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50

May also be available: T-Mobile, Verizon.

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