Tipton County property record for 221 Park St, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,087 sqft · built 1951 |
| Lot Size | 0.24 acres (10,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,012 (2022) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084041C G 02000 |
| Primary APN | 084041C G 02000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,087 sqft Living Area |
| 1st Floor Area | 2,087 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,500 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Finished |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 298 sqft |
| Utility Building | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 PARK ST |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C43 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 40700 |
Source: Tipton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 221 PARK ST, COVINGTON, TN 38019-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 23, 2023 | Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Dec 29, 2022 | Trustee's Deed, Foreclosure |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRALIZED SVCNG CTR-USDA |
| Jul 29, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2023 |
| Deed Sale | Mar 23, 2023 |
| Prior Sale | Dec 29, 2022 · Amount on Record |
| Deed Document Number | 2023264996 |
| Deed Book / Page | 1994 / 256 |
| Prior Transfer Date | Aug 8, 2011 |
| Prior Transfer Doc | 0001522899 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 221 PARK ST, COVINGTON, TN 38019-2635 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 221 PARK ST, COVINGTON, TN 38019-2635 |
| Document Number | 0000201461 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 2014/61 |
| Instrument | 269202 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Mar 23, 2023 |
| Property Address | 221 PARK ST, COVINGTON, TN 38019-2635 |
| Document Number | 0001994256 |
| Book / Page | 1994 / 256 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 264996 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Title Company | CLOSETRAK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 PARK ST, COVINGTON, TN 38019-2635 |
| Document Number | 0000264997 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 264997 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Dec 29, 2022 |
| Property Address | 221 PARK ST, COVINGTON, TN 38019-2635 |
| Document Number | 0001986894 |
| Book / Page | 1986 / 894 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 263035 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $268.62 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 S ORLEANS ST, MEMPHIS, TN 38103-3320 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 221 PARK ST, COVINGTON, TN 38019-2635 |
| Document Number | 181587 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Address | 221 PARK ST COVINGTON TN 380192635, COVINGTON, TN 38019-2635 |
| Document Number | 181587 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 001815/000087 |
| Instrument | 226867 |
| Name | CENTRALIZED SVCNG CTR-USDA |
|---|---|
| Address | SAINT LOUIS, MO 63120-1703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 221 PARK ST, COVINGTON, TN 38019-2635 |
| Document Number | 1813556 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 221 PARK ST MEMPHIS TN 38109, MEMPHIS, TN 38109 |
| Document Number | 1813556 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 001813/000556 |
| Instrument | 226514 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,000 (-) Land $4,075 Building $39,925 | ||
| 2023 | $44,000 (+42.63%) Land $4,075 Building $39,925 | ||
| 2022 | $1,012.00 | $30,850 Land $3,000 Building $27,850 | $123,400 (-29.89%) Land $12,000 Building $111,400 |
| 2020 | $176,000 Land $16,300 Building $159,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Apr 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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