221 Oyster Shell Cv, Bethany Beach, DE 19930 Property Records

Sussex County property record for 221 Oyster Shell Cv, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,911 sqft · built 1994
Lot Size	0.313 acres (13,652 sqft)
Owner	Trust Name on File
Last Sale	$542,000 (Dec 2020)
Tax Bill	$1,432 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`134-13.00-1759.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-1759.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,911 sqft Living Area
Gross Area	1,884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,652 sqft (0.313 acres)
Lot Dimensions	195 ft deep x 70 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	221 OYSTER SHELL CV
City	BETHANY BEACH
State	DE
Zip	19930-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	THE SALT POND LOT 16 PHASE V
Legal Subdivision	THE SALT POND
Legal Phase	5
Legal Lot Number	16
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1001
Census Tract	51202

Owner

221 Oyster Shell Cv is held in a trust since December 2020.

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3224 WESTHEIMER RD, HOUSTON, TX 77098-1000
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Dec 4, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Jun 9, 1995 · Amount on File
Deed Document Number	202060233
Deed Book / Page	5365 / 289
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	221 OYSTER SHELL CV, BETHANY BEACH, DE 19930-9001
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194780024
Date	Mar 1, 2021
Book Page	19478/24
Instrument	20210000013042

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.8%
Type Change Date	Mar 1, 2028
Index	LIBOR

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 4, 2020
Property Address	221 OYSTER SHELL CV, BETHANY BEACH, DE 19930-9001
Document Number	0053650289
Book / Page	005365 / 000289
Instrument Date	Nov 28, 2020
Instrument	60233
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,626.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 WESTHEIMER RD HOUSTON TX 770981000, HOUSTON, TX 77098-1000

Tax Assessment & Valuation

The 2026 property tax bill for 221 Oyster Shell Cv was $1,432, down 0.3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,432.00 (-0.35%)	$25,150 (-) Land $5,250 Building $19,900	$673,200 (-) Land $244,100 Building $429,100
2025	$1,437.00	$25,150 Land $5,250 Building $19,900	$673,200 Land $244,100 Building $429,100
2023	$1,038.00	$25,150 Land $5,250 Building $19,900	$50,300 Land $10,500 Building $39,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 221 Oyster Shell Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 580 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,054 units insured incl. 474 condo units
Nearby Flood Claims	170 (1984–2025)
Claims Outside the SFHA	6 of 170
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 14 claims Hurricane Sandy, Oct 2012 · 71 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Oyster Shell Cv is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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