221 Orchard St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 221 Orchard St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,628 sqft · built 1865
Lot Size	0.035 acres (1,568 sqft)
Owner	2 Owner Names on Record
Last Sale	$200,000 (Jan 2003)
Tax Bill	$6,556 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`075-0004-0113-00`

Property Details

APN / Parcel Number

Primary APN	`075-0004-0113-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,628 sqft Living Area
1st Floor Area	876 sqft
2nd Floor Area	1,752 sqft
Basement Area	876 sqft

Exterior

Year Built	Built 1865
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	1,568 sqft (0.035 acres)
Lot Dimensions	90 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	221 ORCHARD ST
City	CINCINNATI
State	OH
Zip	45202-7635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	221 ORCHARD ST 16.75 X 90PT LOT 22 S S ORCHARD 151FT W OF SYCAMORE ST
Legal Lot Number	22
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	1000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	221 ORCHARD ST, CINCINNATI, OH 45202-7635
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2003 · Amount on Record
Deed Sale	Jan 2, 2003 · Amount on Record
Prior Sale	Sep 18, 1998 · Amount on Record
Deed Document Number	03-260679
Deed Book / Page	9128 / 00203
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 ORCHARD ST, CINCINNATI, OH 45202-7635
Document Number	0000017409
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	221 ORCHARD ST CINCINNATI OH 452027635, CINCINNATI, OH 45202-7635

Mortgage

Document Number	0000017409
Date	Feb 20, 2020
Book Page	014108/002190
Instrument	17409

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,556.00 (+3.18%)	$101,332 (-) Land $21,329 Building $80,003
2024	$6,354.00 (-2.44%)	$101,332 (-) Land $21,329 Building $80,003
2023	$6,513.00 (+3.91%)	$101,332 (+16.1%) Land $21,329 Building $80,003	$289,520 (+16.1%) Land $60,940 Building $228,580
2022	$6,268.00 Homeowner's exemption	$87,280 Land $19,590 Building $67,690
2020			$249,370 Land $55,970 Building $193,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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