221 Ocean St, #1, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 221 Ocean St, #1, Lynn, MA 01902

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,975 sqft · built 1950
Lot Size	0.147 acres (6,399 sqft)
Owner	Individual Name on File
Tax Bill	$6,470 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNN M:093 B:577 L:006 S:001`

Property Details

APN / Parcel Number

Primary APN	`LYNN M:093 B:577 L:006 S:001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,975 sqft Living Area
Gross Area	2,961 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	221 OCEAN ST, 1
City	LYNN
State	MA
Zip	01902-3269
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Block	577
Legal Lot Number	6
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4005
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Ocean St, #1 is owned and occupied by an individual who acquired it in February 2020.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	221 OCEAN ST, 1, LYNN, MA 01902-3269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Deed of Trust, Mortgage MERRIMACK MTG CO
Mar 2, 2017	Deed of Trust, Mortgage DITECH FINANCIAL LLC
Feb 12, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC
Jul 10, 2017	Quit Claim Deed, Transfer MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017
Deed Sale	Jul 10, 2017
Prior Sale	Jun 24, 2011 · Amount on File
Deed Book / Page	36008 / 360
Last Transfer Date	Feb 7, 2020
Transfer Doc	38259-357
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	221 OCEAN ST # 1, 1, LYNN, MA 01902-3269
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36583-557
Date	Mar 14, 2018
Book Page	36583/557
Instrument	180314003150

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	221 OCEAN ST # 1, 1, LYNN, MA 01902-3269
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35712-317
Date	Mar 2, 2017
Book Page	35712/317
Instrument	136

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Feb 12, 2020
Property Address	221 OCEAN ST # 1, 1, LYNN, MA 01902-3269
Document Number	38259-357
Book / Page	38259 / 357
Instrument Date	Feb 7, 2020
Instrument	20200212004400
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 OCEAN ST # 1, 1, LYNN, MA 01902-3269

Mortgage

Document Number	38259-359
Date	Feb 12, 2020
Book Page	38259/359
Instrument	20200212004410

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 10, 2017
Property Address	221 OCEAN ST # 1, 1, LYNN, MA 01902-3269
Document Number	36008-360
Book / Page	36008 / 360
Instrument	453
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$53.02
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 OCEAN ST # 1, 1, LYNN, MA 01902-3269

Mortgage

Document Number	36008-363
Date	Jul 10, 2017
Book Page	36008/363
Instrument	454

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 221 Ocean St, #1 was $6,470, up 4.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,470.00 (+4.59%)	$624,500 (+6.3%) Building $624,500	$499,700
2024	$6,186.00 (+2.62%)	$587,500 (+8.68%) Building $587,500
2023	$6,028.00	$540,600 Building $540,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Ocean St, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 Ocean St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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