221 Oakside Trl, Madison, MS 39110 Property Records

Madison County property record for 221 Oakside Trl, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	4,253 sqft · built 2019
Owner	2 Individual Names on Record
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081F-14-001/02.23`

Property Details

APN / Parcel Number

Primary APN	`081F-14-001/02.23`
Alternative APN	`58278`

Interior

Building Area	4,253 sqft Adjusted Area
1st Floor Area	3,379 sqft

Exterior

Year Built	Built 2019

Location & Zoning

Account Number	58278
Street Address	221 OAKSIDE TRL
City	MADISON
State	MS
Zip	39110-2300
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R2
Legal Description	LOT 23 SILVERLEAF SUBD
Legal Range	01E
Legal Township	08N
Legal Section	14
Legal Subdivision	SILVERLEAF
Legal Lot Number	23
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3028
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 OAKSIDE TRL, MADISON, MS 39110-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018
Deed Sale	Sep 18, 2018
Deed Document Number	0003648731
Deed Book / Page	3648 / 731
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	221 OAKSIDE TRL, MADISON, MS 39110-2300
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 OAKSIDE TRL, MADISON, MS 39110-2300

Mortgage

Document Number	4008/508
Date	Mar 22, 2021
Book Page	4008/508
Instrument	921233

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	221 OAKSIDE TRL, MADISON, MS 39110-2300
Document Number	0000878337
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 BURNE RUN MADISON MS 391104005, MADISON, MS 39110-4005

Mortgage

Document Number	0000878337
Date	Oct 24, 2019
Book Page	003779/000472
Instrument	878337

Lender

Name	COMMERCIAL BK
Type	Bank
Address	MERIDIAN, MS 39301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,555.00 (+0.24%) Homeowner's exemption	$47,098 (+0.24%)	$470,980 (+0.24%) Land $75,000 Building $395,980
2024	$4,544.00
2023	$4,544.00 Homeowner's exemption	$46,985	$469,850 Land $75,000 Building $394,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034
Water Source	Groundwater
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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