Camden County and Berlin Township property record for 221 Oak Ave, West Berlin, NJ 08091
| Property Type | Single Family Home |
|---|---|
| Details | 1,284 sqft · built 1978 |
| Lot Size | 0.43 acres (18,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Oct 2021) |
| Tax Bill | $6,146 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01407-0000-00007 |
| Primary APN | 06-01407-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 18,748 sqft (0.43 acres) |
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Account Number | 1276000 |
|---|---|
| Street Address | 221 OAK AVE |
| City | WEST BERLIN |
| State | NJ |
| Zip | 08091-9181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1407 |
| Legal Lot Number | 7 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 608800 |
221 Oak Ave is owned and occupied by two individuals who bought it in October 2021.
Source: Camden County and Berlin Township records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 OAK AVE, WEST BERLIN, NJ 08091-9181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 4, 2021 | Deed, Transfer · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP |
| May 13, 2019 | Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on File |
| Deed Sale | Oct 4, 2021 · Amount on File |
| Prior Sale | May 12, 2020 · Amount on File |
| Deed Document Number | 202190678 |
| Deed Book / Page | 11869 / 598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 221 OAK AVE, WEST BERLIN, NJ 08091-9181 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SOUTHERN UNITED TITLE AGENCY LLC, SOUTHERN UNIED TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000015551 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 11634/330 |
| Instrument | 2021015551 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Oct 4, 2021 |
| Property Address | 221 OAK AVE, WEST BERLIN, NJ 08091-9181 |
| Document Number | 0000090678 |
| Book / Page | 11869 / 598 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021090678 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | CORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 OAK AVE, 221, WEST BERLIN, NJ 08091-9181 |
| Name | Verified Name |
|---|---|
| Address | 221 OAK AVE, WEST BERLIN, NJ 08091-9181 |
| Document Number | 0011869604 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 11869/604 |
| Name | GREENTREE MORTGAGE COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | May 13, 2019 |
| Property Address | 221 OAK AVE, WEST BERLIN, NJ 08091-9181 |
| Document Number | 0000032368 |
| Book / Page | 11126 / 1670 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2019032368 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | SOUTHERN UNITED TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18638 W BERYL AVE, 18638, WADDELL, AZ 85355-4465 |
| Name | Verified Name |
|---|---|
| Address | 221 OAK AVE, WEST BERLIN, NJ 08091-9181 |
| Document Number | 0111261676 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 11126/1676 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 221 Oak Ave was $6,146, up 1.6% from the year before.
Source: Camden County and Berlin Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Berlin Township |
| Unified School District | Berlin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,600 (-) Land $52,500 Building $98,100 | $150,600 (-) Land $52,500 Building $98,100 | |
| 2025 | $6,146.00 (+1.57%) | $150,600 Land $52,500 Building $98,100 | $150,600 Land $52,500 Building $98,100 |
| 2024 | $6,051.00 | ||
| 2023 | $150,600 Land $52,500 Building $98,100 | $150,600 Land $52,500 Building $98,100 | |
| 2022 | $5,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Oak Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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