221 N Willow St, Providence, KY 42450 Property Records

Webster County property record for 221 N Willow St, Providence, KY 42450

Property Summary

Property TypeWholesale Outlet, Discount Store (Franchise)
Details10,000 sqft
OwnerCompany Name on Record
Last Sale$30,000 (Jul 2024)
Tax Bill$317 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNPR2-015-000-001

Property Details

APN / Parcel Number

Primary APNPR2-015-000-001
Alternative APNs
  • 8265
  • 3679
  • 9742

Interior

Stories1 Story
Building Area10,000 sqft Finished Area

Exterior

Roof MaterialMetal

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number9742
Street Address221 N WILLOW ST
CityPROVIDENCE
StateKY
Zip42450-1274
Property CategoryCommercial
Property TypeCommercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Legal DescriptionBLDG & LOTS (TANGIBLES)
JurisdictionWEBSTER KY
Township / Civil DivisionPROVIDENCE
Census Block Group3
Census Block3007
Census Tract960400

Owner

Source: Webster County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address405 N 2ND ST, BOONVILLE, IN 47601-1201
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2020Deed of Trust, Mortgage · Commercial Mortgage
INDEPENDENCE BANK OF KENTUCKY
Mar 22, 2019Deed of Trust, Mortgage · Line of Credit
INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2024 · Amount on Record
Deed SaleJul 18, 2024 · Amount on Record
Deed Document Number462238
Deed Book / PageDEED323 / 496
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER KY
Property Address221 N WILLOW ST, PROVIDENCE, KY 42450-1274
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 N 2ND ST, BOONVILLE, IN 47601-1201

Mortgage

Document NumberMTG356/266
DateJul 6, 2020
Book PageMTG 356/266
Instrument407069
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressSEBREE, KY 42455
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueJun 23, 2025

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER KY
Property Address221 N WILLOW ST, PROVIDENCE, KY 42450-1274
Transaction TypeMortgage
Record UpdatedMay 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG347/025
DateMar 22, 2019
Book PageMTG 347/025
Instrument402393
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressSEBREE, KY 42455
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueSep 19, 2019
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWebster County
MunicipalityProvidence City
Unified School DistrictWebster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$317.00 (-8.65%)$30,000 (-7.98%)$30,000 (-7.98%)
2023$347.00$32,600$32,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1994)
Most Recent ClaimJun 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE WATER WORKS
serves 4,538 people · EPA ID KY1170361
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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