221 N Walnut St, Waco, TX 76705 Property Records

McLennan County property record for 221 N Walnut St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 2019
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$223,600 (Feb 2021)
Tax Bill	$3,886 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-033805-000206-0`

Property Details

APN / Parcel Number

Primary APN	`20-033805-000206-0`
Alternative APN	`400675`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Gross Area	1,923 sqft
1st Floor Area	1,483 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	221 N WALNUT ST
City	WACO
State	TX
Zip	76705-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW RIDGE ADDITION PH I LOT 6 BLOCK 2 ACRES .138
Legal Subdivision	LAKEVIEW RIDGE ADDITION PH I
Legal Block	2
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2015
Census Tract	3200

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 N WALNUT ST, WACO, TX 76705-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Nov 20, 2020	Loan Modification, Mortgage AMERICAN BK NA
Nov 20, 2019	Deed of Trust, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Deed Document Number	20214538
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0000004538
Record Updated	Sep 20, 2026

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 4, 2021
Property Address	221 N WALNUT ST, WACO, TX 76705-1942
Document Number	0000004538
Map Reference	FILE 2019004673
Instrument Date	Feb 2, 2021
Instrument	2021004538
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N WALNUT ST, LACY LAKEVIEW, TX 76705-1942

Mortgage

Document Number	0000004539
Date	Feb 4, 2021
Instrument	2021004539

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	221 N WALNUT ST, WACO, TX 76705-1942
Document Number	0000045527
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number	0000045527
Date	Dec 22, 2020
Instrument	45527

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 21, 2021

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	221 N WALNUT ST, WACO, TX 76705-1942
Document Number	0000038906
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number	0000038906
Date	Nov 21, 2019
Instrument	38906

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,330 (-1.37%) Land $17,670 Building $239,660	$257,330 (-1.37%) Land $17,670 Building $239,660
2024	$3,886.00 (+27.49%)
2023		$260,900 Land $17,670 Building $243,230	$260,900 Land $17,670 Building $243,230
2022	$3,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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