221 N Summit St, Morenci, MI 49256 Property Records

Lenawee County property record for 221 N Summit St, Morenci, MI 49256

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,467 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Dec 2020)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`XM0-400-0101-00`

Property Details

APN / Parcel Number

Primary APN	`XM0-400-0101-00`

Interior

Full Baths	1 Bath
Building Area	1,467 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft

Exterior

Lot Area	6,098 sqft (0.14 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 N SUMMIT ST
City	MORENCI
State	MI
Zip	49256-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LD COMM AT THE NE COR OF LOT 10 CAWLEY PLACE AN ADDITION TO THE V/NOW CITY OF MORENCI TH W ALG THE S LI OF CAWLEY RD 79 FT TH
Legal Subdivision	CAWLEY PLACE AN ADD
Legal Lot Number	10,60
Jurisdiction	LENAWEE MI
Township / Civil Division	MORENCI
Census Block Group	4
Census Block	4020
Census Tract	61900

Owner

221 N Summit St is owned and occupied by an individual who bought it in December 2020.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	221 N SUMMIT ST, MORENCI, MI 49256-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ARCH MORTGAGE MORTH
Dec 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIER BANK
Jan 17, 2020	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE
May 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Book / Page	2609 / 432
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Dec 9, 2025
Property Address	221 N SUMMIT ST, MORENCI, MI 49256-1339
Document Number	0026930784
Book / Page	2693 / 784
Map Reference	LB 4 PG 66
Instrument Date	Dec 1, 2025
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 N SUMMIT ST, MORENCI, MI 49256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E ADAMS ST APT 6, 6, HOMER, MI 49245-1148

Mortgage

Document Number	0002693606
Date	Dec 9, 2025
Instrument	2693/606

Lender

Name	ARCH MORTGAGE MORTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Dec 17, 2020
Property Address	221 N SUMMIT ST, MORENCI, MI 49256-1339
Document Number	0026090432
Book / Page	2609 / 432
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 INDIAN RD, WAUSEON, OH 43567-1629

Mortgage

Document Number	2609433
Date	Dec 17, 2020
Instrument	2609/433

Lender

Name	PREMIER BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jan 17, 2020
Property Address	221 N SUMMIT ST, MORENCI, MI 49256-1339
Document Number	0025910860
Book / Page	2591 / 860
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N SUMMIT ST, MORENCI, MI 49256-1339

Mortgage

Document Number	2591861
Date	Jan 17, 2020
Instrument	2591/861

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0025910860
Date	Jan 17, 2020
Book Page	2591/860

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	May 7, 2018
Property Address	221 N SUMMIT ST, MORENCI, MI 49256-1339
Document Number	0025620985
Book / Page	002562 / 000985
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$498.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9500 BOTHWELL HWY MORENCI MI 492569744, MORENCI, MI 49256-9744

Tax Assessment & Valuation

The 2025 property tax bill for 221 N Summit St was $1,864 with a homeowner's exemption, up 3.6% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
Municipality	Morenci City
Unified School District	Morenci Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,900 (+8.07%)	$101,800 (+8.07%)
2025	$1,864.00 (+3.61%) Homeowner's exemption	$47,100	$94,200
2024	$1,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 N Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 N Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORENCI serves 2,220 people · EPA ID MI0004490
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
D&P Communications Cable	250 / 25
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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