221 N Smith St, Aurora, IL 60505 Property Records

Kane County property record for 221 N Smith St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1927
Lot Size0.228 acres (9,933 sqft)
Owner2 Individual Names on Record
Tax Bill$1,946 (2025)
Deeds & MortgagesNov 2023 Transfer
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-23-327-027

Property Details

APN / Parcel Number

Primary APN15-23-327-027

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area2,974 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Construction TypeMixed
Lot Area9,933 sqft (0.228 acres)
Lot Dimensions138 ft deep x 71.7 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Location & Zoning

Street Address221 N SMITH ST
CityAURORA
StateIL
Zip60505-2845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEDD & NOBLES SUB LOT 18 : WOODRUFFS ADDN PT LOT 17 : & PT LOT 18 LOT DIMENSIONS: 71.72 X 138.50 APPROX LOT SQ FT 9933 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 001
Legal SubdivisionSHEDD&NOBLES SUB
Legal Block2
Legal Lot Number18,17
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2000
Census Tract853401

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 N SMITH ST, AURORA, IL 60505-2845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2012
Deed SaleDec 17, 2012
Deed Document Number201288354
Last Transfer DateFeb 26, 2025
Transfer Doc0000007066
Record UpdatedSep 20, 2026

November 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateNov 20, 2023
Property Address221 N SMITH ST, AURORA, IL 60505-2845
Document Number0000040856
Instrument DateNov 14, 2023
Instrument2023K040856
Transaction TypeTransfer
Record UpdatedNov 27, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address221 N SMITH ST, AURORA, IL 60505-2845

Transferred To (Grantee/Buyer)

NameVerified Name

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address221 N SMITH ST, AURORA, IL 60505-2845
Transaction TypeMortgage
Record UpdatedMar 3, 2022
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 N SMITH ST, AURORA, IL 60505-2845

Mortgage

Document Number0000011114
DateFeb 25, 2022
Instrument2022K011114
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,946.00 (-26.37%)$80,561 (+9.39%) Land $8,686 Building $71,875$241,780 (+9.39%) Land $26,068 Building $215,711
2024$73,645 (+23.45%) Land $7,940 Building $65,705$221,023 (+23.5%) Land $23,830 Building $197,194
2022$2,643.00 (-5.91%) Disabled Person's exemption$59,657 (+7.41%) Land $6,473 Building $53,184$178,971 (+7.41%) Land $19,419 Building $159,552
2021$2,809.00 Disabled Person's exemption$55,541 Land $6,026 Building $49,515$166,623 Land $18,078 Building $148,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon, Watch TV.

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