221 N Oak Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 221 N Oak Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	8 bd · 9 ba · 3,948 sqft · built 2016
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$1,950,000 (Nov 2022)
Tax Bill	$24,404 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2022 Sale + 5 more
Flood Zone	Zone AE (high risk)
APN	`461-02-03-0122`

Property Details

APN / Parcel Number

Primary APN	`461-02-03-0122`
Alternative APN	`1911631001`

Interior

Bedrooms	8 Beds
Full Baths	9 Baths
Plumbing Fixtures	30 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,948 sqft Living Area
Utility Room	Utility Room
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Mixed
Garage Area	210 sqft
Pool Area	448 sqft
Deck Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	221 N OAK DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORAL BEACH; LT 31 BL E
Legal Subdivision	FLORAL SECTION
Legal Lot Number	31
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2031
Census Tract	51201

Owner

Source: Horry County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	724 S SHELMORE BLVD, 104, MOUNT PLEASANT, SC 29464-1602
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST CAPITAL BANK
Nov 9, 2022	Warranty Deed, Transfer
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Oct 15, 2021	Warranty Deed, Transfer
Apr 19, 2019	Deed of Trust, Mortgage TD BK NA
Aug 21, 2018	Quit Claim Deed, Transfer TD BK NA
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CHARLES D WINCHESTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Book / Page	4612 / 1176
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0044740670
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	221 N OAK DR, SURFSIDE BEACH, SC 29575-3734
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 S SHELMORE BLVD 104, 104, MOUNT PLEASANT, SC 29464-1602

Mortgage

Document Number	67230000000620
Date	Oct 13, 2023
Book Page	0000006723/0000000620

Lender

Name	FIRST CAPITAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 9, 2022
Property Address	221 N OAK DR, SURFSIDE BEACH, SC 29575-3734
Document Number	0046121176
Book / Page	4612 / 1176
Instrument Date	Nov 2, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 S SHELMORE BLVD STE 104, 104, MOUNT PLEASANT, SC 29464-1602

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 3, 2021
Property Address	221 N OAK DR, SURFSIDE BEACH, SC 29575-3734
Document Number	0044801538
Book / Page	4480 / 1538
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 IVERSON LN, WAXHAW, NC 28173-6770

Mortgage

Document Number	64720000000890
Date	Nov 3, 2021
Book Page	0000006472/0000000890

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2048

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 15, 2021
Property Address	221 N OAK DR, SURFSIDE BEACH, SC 29575-3734
Document Number	0044740670
Book / Page	4474 / 670
Instrument Date	Oct 12, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N OAK DR, SURFSIDE BEACH, SC 29575-3734

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	221 N OAK DR, SURFSIDE BEACH, SC 29575-3734
Document Number	6083/3377
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N OAK DR SURFSIDE BEACH SC 295753734, SURFSIDE BEACH, SC 29575-3734

Mortgage

Document Number	6083/3377
Date	Apr 25, 2019
Book Page	006083/003377

Lender

Name	TD BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HORRY SC
Recording Date	Aug 21, 2018
Property Address	221 N OAK DR, SURFSIDE BEACH, SC 29575-3734
Document Number	4136/0333
Book / Page	004136 / 000333
Instrument Date	Aug 16, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N OAK DR SURFSIDE BEACH SC 295753734, SURFSIDE BEACH, SC 29575-3734

Mortgage

Document Number	6019/2109
Date	Aug 21, 2018
Book Page	006019/002109

Lender

Name	TD BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 30, 2017
Property Address	221 N OAK DR, SURFSIDE BEACH, SC 29575-3734
Document Number	4022/1902
Book / Page	004022 / 001902
Instrument Date	Jun 29, 2017
Instrument	75479
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 S OCEAN BLVD #3 SURFSIDE BEACH SC 295753141, 3, SURFSIDE BEACH, SC 29575-3141

Mortgage

Document Number	5895/2898
Date	Jun 30, 2017
Book Page	005895/002898

Lender

Name	CHARLES D WINCHESTER
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Mortgage

Document Number	5895/2882,
Date	Jun 30, 2017
Book Page	005895/002882

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,404.00		$1,892,415 (-) Land $590,947 Building $1,301,468
2024	$24,404.00	$113,545 (+186.35%) Land $35,457 Building $78,088	$1,892,415 (+90.9%) Land $590,947 Building $1,301,468
2023		$39,652 (-) Land $11,920 Building $27,732	$991,290 (-) Land $297,990 Building $693,300
2021	$4,292.00	$39,652 Land $11,920 Building $27,732	$991,290 Land $297,990 Building $693,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	406 units insured incl. 238 condo units
Nearby Flood Claims	224 (1979–2022)
Claims Outside the SFHA	20 of 224
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 23 claims Hurricane Matthew, Oct 2016 · 26 claims Hurricane Hugo, Sep 1989 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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