Scott County property record for 221 N Main St, Oneida, TN 37841
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,216 sqft · built 1917 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Aug 2020) |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076052H D 01300 |
| Primary APN | 076052H D 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 279 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 N MAIN ST |
|---|---|
| City | ONEIDA |
| State | TN |
| Zip | 37841-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: B01 |
| Jurisdiction | SCOTT TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 975101 |
221 N Main St is owned by an individual who bought it in August 2020.
Source: Scott County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 S BANK ST, ONEIDA, TN 37841-2604 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| May 4, 2022 | Warranty Deed, Transfer |
| May 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF ONEIDA |
| Aug 20, 2020 | Warranty Deed, Transfer · Commercial Mortgage UNITED CUMBERLAND BANK |
| May 17, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on File |
| Deed Sale | Aug 20, 2020 · Amount on File |
| Prior Sale | May 17, 2017 · Amount on File |
| Deed Document Number | 20202038 |
| Deed Book / Page | 23 / 698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 221 N MAIN ST, ONEIDA, TN 37841-2506 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 221 N MAIN ST, ONEIDA, TN 37841-2506 |
| Document Number | 0000000050/0000000644 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 0000000050/0000000644 |
| Instrument | 22001618 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT TN |
| Recording Date | May 4, 2022 |
| Property Address | 221 N MAIN ST, ONEIDA, TN 37841-2506 |
| Document Number | 000048/847 |
| Book / Page | 48 / 847 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 22001235 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 S BANK ST, ONEIDA, TN 37841-2604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 221 N MAIN ST, ONEIDA, TN 37841-2506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 309/1 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 309/1 |
| Name | FIRST NATIONAL BANK OF ONEIDA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT TN |
| Recording Date | Aug 20, 2020 |
| Property Address | 221 N MAIN ST, ONEIDA, TN 37841-2506 |
| Document Number | 000023/698 |
| Book / Page | 23 / 698 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 20002038 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 271 CIRCLE DR, ONEIDA, TN 37841-5814 |
| Document Number | 0000000023/0000000701 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 0000000023/0000000701 |
| Instrument | 20002039 |
| Name | UNITED CUMBERLAND BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT TN |
| Recording Date | May 17, 2017 |
| Property Address | 221 N MAIN ST, ONEIDA, TN 37841-2506 |
| Document Number | 000298/742 |
| Book / Page | 298 / 742 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 N MAIN ST, ONEIDA, TN 37841-2506 |
The 2025 property tax bill for 221 N Main St was $967.
Source: Scott County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Scott County |
| Municipality | Oneida Town |
| Unified School District | Oneida Special School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $967.00 | $30,975 Land $5,475 Building $25,500 | |
| 2023 | $30,975 Land $5,475 Building $25,500 | $123,900 Land $21,900 Building $102,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 221 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 N Main St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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