221 N Main St, Clover, SC 29710 Property Records

York County property record for 221 N Main St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,150 sqft
Lot Size	0.869 acres (37,853 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2006)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-02-12-028`

Property Details

APN / Parcel Number

Primary APN	`010-02-12-028`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,150 sqft Living Area
Gross Area	3,565 sqft
1st Floor Area	1,895 sqft
2nd Floor Area	1,255 sqft

Exterior

Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	37,853 sqft (0.869 acres)

Exterior Amenities

Porch	Slab
Porch Area	631 sqft
Deck Area	97 sqft
Storage Building	576 sqft

Location & Zoning

Street Address	221 N MAIN ST
City	CLOVER
State	SC
Zip	29710-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.869 ACRE TRACT PLAT OF SURVEY FOR LAURA S BREWER
Legal Tract	A
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1045
Census Tract	61801

Owner

221 N Main St is owned and occupied by an individual who bought it in May 2006.

Source: York County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	221 N MAIN ST, CLOVER, SC 29710-1025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Intrafamily Transfer, Transfer
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2006 · Amount on File
Deed Sale	May 2, 2006 · Amount on File
Deed Book / Page	7993 / 228
Prior Transfer Date	Mar 14, 2005
Prior Transfer Doc	0701400103
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Apr 20, 2023
Property Address	221 N MAIN ST, CLOVER, SC 29710-1025
Document Number	2071300301
Book / Page	20713 / 301
Map Reference	MB D-98 PG2
Instrument Date	Mar 13, 2023
Instrument	2023011336
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	221 N MAIN ST, CLOVER, SC 29710-1025

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	221 N MAIN ST, CLOVER, SC 29710-1025
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1804900316
Date	Jan 31, 2020
Book Page	18049/316
Instrument	2020004379

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	YORK, SC 29745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 221 N Main St was $2,954.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00	$8,706 Land $2,507 Building $6,199	$271,300 Land $78,000 Building $193,300
2023	$1,706.00	$6,738 Land $2,879 Building $3,859	$177,869 Land $76,000 Building $101,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, T-Mobile.

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