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221 N Locust St, Ludlow, IL 60949 Property Records

Champaign County property record for 221 N Locust St, Ludlow, IL 60949

Property Summary

Property TypeSingle Family Home
Lot Size0.578 acres (25,235 sqft)
OwnerIndividual Name on Record
Last Sale$61,000 (Jan 2021)
Tax Bill$1,576 (2024)
Deeds & MortgagesSep 2020 Sale
Jan 2021 Re-recorded Document
Flood ZoneZone X (minimal risk)
APN14-03-01-454-003

Property Details

APN / Parcel Number

Primary APN14-03-01-454-003

Exterior

Lot Area25,235 sqft (0.578 acres)

Location & Zoning

Street Address221 N LOCUST ST
CityLUDLOW
StateIL
Zip60949-6076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 15, 16, 17, 18 BLOCK 7 PERA ORIGINAL TOWN, NOW LUDLOW
Legal Range09E
Legal Township22N
Legal Section01
Legal SubdivisionPERA ORIGINAL TOWN, NOW LUDLOW AND OTHER
Legal Block7
Legal Lot Number15
JurisdictionCHAMPAIGN IL
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1034
Census Tract10400

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 N LOCUST ST, LUDLOW, IL 60949-6076
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Grant Deed, Transfer
ALLIED CAPITAL TITLE, ALLIED CAP TITLE
Jan 5, 2021Re-recorded Document
ALLIED CAPITAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2021 · Amount on Record
Deed SaleJan 5, 2021 · Amount on Record
Prior SaleSep 28, 2020 · Amount on Record
Deed Document Number2021122
Prior Transfer DateAug 31, 2010
Prior Transfer Doc0000030463
Record UpdatedOct 29, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateSep 28, 2020
Property Address221 N LOCUST ST, LUDLOW, IL 60949-6076
Document Number0000019833
Instrument DateSep 18, 2020
Instrument19833
Transaction TypeTransfer
Record UpdatedNov 4, 2020
Title CompanyALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

AmountAmount Recorded
Tax$61.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 N LOCUST ST LUDLOW IL 609496076, LUDLOW, IL 60949-6076

January 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionCHAMPAIGN IL
Recording DateJan 5, 2021
Property Address221 N LOCUST ST, LUDLOW, IL 60949-6076
Document Number0000000122
Map ReferenceMB R PG 280
Instrument DateSep 18, 2020
Instrument2021R00122
Record UpdatedApr 28, 2022
Title CompanyALLIED CAPITAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 N LOCUST ST, LUDLOW, IL 60949-6076

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionLudlow Township
MunicipalityLudlow Village
Elementary School DistrictLudlow Community Consolidated School District 142 (KG - 08)
Secondary School DistrictRantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,210 (+37.82%) Land $5,860 Building $24,350$90,630 (+37.82%) Land $17,580 Building $73,050
2024$1,576.00 (+20.12%)
2022$1,312.00 Homeowner's exemption$21,920 Land $4,250 Building $17,670$65,760 Land $12,750 Building $53,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUDLOW
serves 330 people · EPA ID IL0190400
Water SourceGroundwater
Last State InspectionJan 2026
Lead4 ppb (2026–2028)
action level 15 ppb
Copper1.8 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Nextlink
Fixed Wireless		500 / 100

May also be available: Fidium Fiber, Verizon.

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