221 N Davis Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 221 N Davis Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 1946
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2022)
Tax Bill	$4,888 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`144200 145.04-3-15`

Property Details

APN / Parcel Number

Primary APN	`144200 145.04-3-15`
Alternative APN	`42001450400003015000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	756 sqft
2nd Floor Area	992 sqft
Upper Floors Area	476 sqft
Basement Area	253 sqft
Finished Basement	253 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	211 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	456 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	221 N DAVIS RD
City	ELMA
State	NY
Zip	14059-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C/AG
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1004
Census Tract	14102

Owner

221 N Davis Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 N DAVIS RD, ELMA, NY 14059-9518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 30, 2018	Warranty Deed, Transfer
Mar 24, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Sep 15, 2017	Warranty Deed, Transfer · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Aug 30, 2018 · Amount on File
Deed Document Number	2022125147
Deed Book / Page	11404 / 1243
Prior Transfer Date	Sep 21, 2000
Prior Transfer Doc	0000000425
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 30, 2022
Property Address	221 N DAVIS RD, ELMA, NY 14059-9518
Document Number	0114041243
Book / Page	11404 / 1243
Instrument Date	Jun 21, 2022
Instrument	2022125147
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 N DAVIS RD, 221, ELMA, NY 14059-9518

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 N DAVIS RD, ELMA, NY 14059-9518

Mortgage

Document Number	0140582449
Date	Jun 30, 2022
Instrument	14058/2449

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 30, 2018
Property Address	221 N DAVIS RD, ELMA, NY 14059-9518
Document Number	0113338458
Book / Page	11333 / 8458
Instrument Date	Aug 7, 2018
Instrument	2018173846
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 N DAVIS RD, 221, ELMA, NY 14059-9518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12069 CALLE DR MEDIO, EL CAJON, CA 92019-4940

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	221 N DAVIS RD, ELMA, NY 14059-9518
Document Number	0138517608
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N DAVIS RD ELMA NY 140599518, ELMA, NY 14059-9518

Mortgage

Document Number	0138517608
Date	Apr 11, 2018
Book Page	013851/007608

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 15, 2017
Property Address	221 N DAVIS RD, ELMA, NY 14059-9518
Document Number	0113187892
Book / Page	011318 / 007892
Instrument Date	Sep 11, 2017
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 PARK LANE VILLAS DR WEST SENECA NY 142243471, WEST SENECA, NY 14224-3471

Mortgage

Document Number	138276197
Date	Sep 15, 2017
Book Page	013827/006197

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 14, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 221 N Davis Rd was $4,888, up 249.9% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,888.00 (+249.89%)
2025	$1,397.00 (-70.3%)	$8,300 (-) Land $1,200 Building $7,100	$319,250 (+3.85%) Land $46,157 Building $273,093
2024	$4,703.00	$8,300 (-) Land $1,200 Building $7,100	$307,407 (+3.7%) Land $44,444 Building $262,963
2023		$8,300 Land $1,200 Building $7,100	$296,429 Land $42,857 Building $253,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 N Davis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 N Davis Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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