221 N Commerce Ave, Front Royal, VA 22630 Property Records

Warren County property record for 221 N Commerce Ave, Front Royal, VA 22630

Property Summary

Property Type	Emergency Services (Police, Fire, Rescue)
Details	3 bd · 3 ba · 17,536 sqft · built 1971
Lot Size	0.585 acres (25,496 sqft)
Owner	Company Name on File
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`20/A8/1/4/34`

Property Details

APN / Parcel Number

Primary APN	`20/A8/1/4/34`
Alternative APN	`12238`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	17,536 sqft Gross Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Frame
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	25,496 sqft (0.585 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12238
Old Parcel Number	20A8 1 4 34
Street Address	221 N COMMERCE AVE
City	FRONT ROYAL
State	VA
Zip	22630-4420
Property Category	Public Works
Property Type	Public Works > Emergency Services (Police, Fire, Rescue)
Local Zoning Code	I1
Legal Description	L34 THRU 43 B4
Legal Subdivision	FORK-TOWN
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	3
Census Block	3023
Census Tract	20500

Owner

221 N Commerce Ave, a public works property, is owned by a company.

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	221 N COMMERCE AVE, FRONT ROYAL, VA 22630-4420
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003859
Date	Aug 1, 2019
Instrument	190003859

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 221 N Commerce Ave was $1,049.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,900,600 (-) Land $115,200 Building $1,785,400
2025	$1,049.00 Additional exemption filed	$1,900,600 (+5.87%) Land $115,200 Building $1,785,400	$1,900,600 (+5.87%) Land $115,200 Building $1,785,400
2024	Additional exemption filed	$1,795,300 (-) Land $204,000 Building $1,591,300	$1,795,300 (-) Land $204,000 Building $1,591,300
2023		$1,795,300 Land $204,000 Building $1,591,300	$1,795,300 Land $204,000 Building $1,591,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 N Commerce Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	42 (1985–2025)
Claims Outside the SFHA	4 of 42
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 N Commerce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20