221 N 4th St, Highlands, NC 28741 Property Records

Macon County property record for 221 N 4th St, Highlands, NC 28741

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 1,634 sqft · built 1971
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Sep 2021)
Tax Bill	$2,647 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7540405805`

Property Details

APN / Parcel Number

Primary APN	`7540405805`
Alternative APNs	`1425767` `150583`

Interior

Stories	1 Story
Building Area	1,634 sqft Heated Area
1st Floor Area	1,634 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,178 sqft (0.05 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	150583
Street Address	221 N 4TH ST
City	HIGHLANDS
State	NC
Zip	28741-1427
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	HB1
Legal Description	221 N 4TH ST
Legal Subdivision	GEORGE S SCHMITT
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1059
Census Tract	970501

Owner

221 N 4th St, a commercial property, is owned by a company that bought it in September 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	5887 GLENRIDGE DR, 275, SANDY SPRINGS, GA 30328-6140
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Special Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY
Sep 13, 2021	Warranty Deed, Transfer
Mar 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Mar 12, 2021 · Amount on File
Deed Document Number	20218630
Deed Book / Page	41 / 1978
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 21, 2026
Property Address	221 N 4TH ST, HIGHLANDS, NC 28741-1427
Document Number	0000006063
Book / Page	44 / 2469
Instrument Date	Aug 31, 2026
Instrument	20266063
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5887 GLENRIDGE DR, 275, SANDY SPRINGS, GA 30328-6140

Mortgage

Document Number	0000006064,
Date	Sep 21, 2026
Instrument	20266064

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 30, 2031

Interest

Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 13, 2021
Property Address	221 N 4TH ST, HIGHLANDS, NC 28741
Document Number	F41/1978
Book / Page	F-41 / 1978
Instrument Date	Sep 13, 2021
Instrument	2021008630
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 6TH ST S, NAPLES, FL 34102-7121

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 12, 2021
Property Address	221 N 4TH ST, HIGHLANDS, NC 28741
Document Number	S40/1158
Book / Page	S-40 / 1158
Map Reference	MB J-19 PG 1721-1723
Instrument Date	Feb 26, 2021
Instrument	2021002384
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 PEACHTREE HILLS AVE NE OFC 224224, 229, ATLANTA, GA 30305-4469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 ROVINO AVE, CORAL GABLES, FL 33156-4261

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,040 (-) Land $405,300 Building $243,740	$649,040 (-) Land $405,300 Building $243,740
2025		$649,040 Land $405,300 Building $243,740	$649,040 Land $405,300 Building $243,740
2023	$2,647.00	$649,040 Land $405,300 Building $243,740	$649,040 Land $405,300 Building $243,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 N 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 N 4th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Frontier, Hotwire Communications, Verizon.

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