221 Morgan Ave, Florence, CO 81226 Property Records

Fremont County property record for 221 Morgan Ave, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,260 sqft · built 1974
Lot Size	0.223 acres (9,702 sqft)
Owner	Individual Name on Record
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`R020897`

Property Details

APN / Parcel Number

Primary APN	`R020897`
Alternative APN	`61004870`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,702 sqft (0.223 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Patio Area	408 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020897
Street Address	221 MORGAN AVE
City	FLORENCE
State	CO
Zip	81226-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20,21 & N 17 FT LOT 22 BLK 4 HAWKINS & HOUSTON ADD
Legal Subdivision	HAWKINS & HOUSTON ADD
Legal Block	4
Legal Lot Number	20-22
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2027
Census Tract	978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 MORGAN AVE, FLORENCE, CO 81226-1053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 30, 1999
Transfer Doc	0001378262
Record Updated	Sep 20, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 27, 2022
Property Address	221 MORGAN AVE, FLORENCE, CO 81226-1053
Document Number	0001017904
Instrument Date	Jun 23, 2022
Instrument	1017904
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 MORGAN AVE, FLORENCE, CO 81226-1053

Mortgage

Document Number	0001017905
Date	Jun 27, 2022
Instrument	1017905

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,303.00 (+30.82%)	$16,430 (+1.5%)	$262,880 (+8.81%)
2024	$996.00 (+1.63%)	$16,187 (+29.48%)
2023	$980.00 (-6.58%)	$12,502 (-5.82%)	$241,593 (+26.49%)
2022	$1,049.00	$13,275	$191,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Visionary Broadband.

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