221 Montclair Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 221 Montclair Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,736 sqft · built 1912
Lot Size	0.19 acres (8,289 sqft)
Owner	2 Individual Names on Record
Tax Bill	$24,176 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04501-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-04501-0000-00001`
Alternative APN	`130450100001`

Interior

Stories	2 Stories
Building Area	2,736 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	8,289 sqft (0.19 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130450100001
Street Address	221 MONTCLAIR AVE
City	MONTCLAIR
State	NJ
Zip	07043-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8290SF
Legal Block	4501
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 MONTCLAIR AVE, MONTCLAIR, NJ 07043-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Oct 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Apr 16, 2026
Property Address	221 MONTCLAIR AVE, MONTCLAIR, NJ 07043-1706
Document Number	0000025177
Instrument Date	Mar 27, 2026
Instrument	202625177
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MONTCLAIR AVE, MONTCLAIR, NJ 07043-1706

Mortgage

Document Number	0000025177,
Date	Apr 16, 2026
Instrument	202625177

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	221 MONTCLAIR AVE, MONTCLAIR, NJ 07043-1706
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065540
Date	Oct 31, 2023
Instrument	2023065540

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2038

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,300 (+3.3%) Land $366,500 Building $343,800	$710,300 (+3.3%) Land $366,500 Building $343,800
2025	$24,176.00 (+3.32%)	$687,600 (-) Land $366,500 Building $321,100	$687,600 (-) Land $366,500 Building $321,100
2024	$23,399.00 (+3.5%)
2023		$687,600 Land $366,500 Building $321,100	$687,600 Land $366,500 Building $321,100
2022	$22,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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