221 Moir St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 221 Moir St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1909
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$40,500 (Sep 2023)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-27-432-016`

Property Details

APN / Parcel Number

Primary APN	`8913-27-432-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	221 MOIR ST
City	WATERLOO
State	IA
Zip	50701-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT ADDITION S 45 FT LOTS 1 AND 2 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	SUMMIT ADDITION
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3005
Census Tract	1400

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 MOIR ST, WATERLOO, IA 50701-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Affidavit of Death of Joint Tenant, Transfer TITLE SERVICES
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	20235178
Prior Transfer Date	Sep 25, 2023
Prior Transfer Doc	0000005177
Record Updated	Sep 20, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 26, 2022
Property Address	221 MOIR ST, WATERLOO, IA 50701-2816
Document Number	202300005177
Instrument Date	Sep 20, 2022
Instrument	202300005177
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MOIR ST, WATERLOO, IA 50701-2816

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 26, 2022
Property Address	221 MOIR ST, WATERLOO, IA 50701-2816
Document Number	202300005178
Instrument Date	Sep 20, 2022
Instrument	202300005178
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MOIR ST, WATERLOO, IA 50701-2816

Mortgage

Document Number	202300005179
Date	Sep 26, 2022
Instrument	202300005179

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00 Homeowner's exemption	$98,760 (+35.14%) Land $13,230 Building $85,530	$98,760 (+35.14%) Land $13,230 Building $85,530
2024	$1,680.00 (-2.78%)
2023		$73,080 (-7.07%) Land $13,230 Building $59,850	$73,080 (-7.07%) Land $13,230 Building $59,850
2022	$1,728.00	$78,640 Land $13,230 Building $65,410
2021			$78,640 Land $13,230 Building $65,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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