221 Millcreek Dr, Charleston, SC 29407 Property Records

Charleston County property record for 221 Millcreek Dr, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1995
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Dec 2024)
Tax Bill	$14,091 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`350-13-00-308`

Property Details

APN / Parcel Number

Primary APN	`350-13-00-308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Living Area
Gross Area	3,444 sqft
1st Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	128 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	378 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	221 MILLCREEK DR
City	CHARLESTON
State	SC
Zip	29407-6827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -GEDDES HALL EXTENSION DESCRIPTION -LOT 1
Legal Subdivision	GEDDES HALL EXTENSION
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3053
Census Tract	2801

Owner

221 Millcreek Dr is owned and occupied by an individual who bought it in December 2024.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
May 17, 2022	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NETWORK INC
Mar 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Oct 16, 2019	Quit Claim Deed, Transfer FLAGSTAR BK
Oct 13, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	May 31, 2024 · Amount on File
Deed Book / Page	1284 / 248
Prior Transfer Date	Jul 18, 2024
Prior Transfer Doc	0012570502
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827

Mortgage

Document Number	0010190405
Date	Aug 2, 2021
Book Page	1019/405

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Apr 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 17, 2022
Property Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Document Number	0011090580
Book / Page	1109 / 580
Map Reference	MB BZ PG 186
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,964.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827

Mortgage

Document Number	0001109581
Date	May 17, 2022
Instrument	1109/581

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09850671
Date	Apr 29, 2021
Book Page	985/671

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 12, 2020
Property Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Document Number	0866/0285
Book / Page	000866 / 000285
Instrument Date	Mar 11, 2020
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 MILLCREEK DR CHARLESTON SC 294076827, CHARLESTON, SC 29407-6827

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Document Number	0835/0477
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MILLCREEK DR CHARLESTON SC 294076827, CHARLESTON, SC 29407-6827

Mortgage

Document Number	0835/0477
Date	Oct 30, 2019
Book Page	000835/000477

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 16, 2019
Property Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Document Number	0831/0015
Book / Page	000831 / 000015
Instrument Date	Oct 8, 2019
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MILLCREEK DR CHARLESTON SC 294076827, CHARLESTON, SC 29407-6827

Mortgage

Document Number	831/0018
Date	Oct 16, 2019
Book Page	000831/000018

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Document Number	0756/0605
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MILLCREEK DR CHARLESTON SC 294076827, CHARLESTON, SC 29407-6827

Mortgage

Document Number	0756/0605
Date	Oct 29, 2018
Book Page	000756/000605

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 28, 2058

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 16, 2017
Property Address	221 MILLCREEK DR, CHARLESTON, SC 29407-6827
Document Number	0680/0381
Book / Page	000680 / 000381
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 MILLCREEK DR CHARLESTON SC 294076827, CHARLESTON, SC 29407-6827

Tax Assessment & Valuation

The 2025 property tax bill for 221 Millcreek Dr was $14,091, up 263.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,091.00 (+263.26%)	$850,000 (+2,712.71%) Land $190,000 Building $660,000	$850,000 Land $190,000 Building $660,000
2024	$3,879.00	$30,220
2022	$1,242.00	$9,760	$336,500 Land $106,200 Building $230,300
2020			$755,500 Land $150,000 Building $605,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 221 Millcreek Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 242 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	329 units insured incl. 87 condo units
Nearby Flood Claims	251 (1979–2025)
Claims Outside the SFHA	13 of 251
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 44 claims Hurricane Matthew, Oct 2016 · 40 claims Hurricane Hugo, Sep 1989 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Millcreek Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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