Orange County property record for 221 Merit, Irvine, CA 92618
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,576 sqft · built 2022 |
| Owner | Individual Name on File |
| Tax Bill | $16,456 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 930-173-53 |
| Primary APN | 930-173-53 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,576 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 221 MERIT |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92618-1416 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 18183 BLK LOT 157 UN 57 LOT 157 OF TRACT 18183 OF CONDO PROJECT 930-17 |
| Legal Tract | 18183 |
| Legal Lot Number | 157 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 6 |
| Census Block | 6063 |
| Census Tract | 52439 |
Source: Orange County assessment roll, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 CORTLAND, IRVINE, CA 92620-2401 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WFG NATIONAL TITLE COMPANY |
| May 31, 2022 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CATHAY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 15, 2026 |
| Property Address | 221 MERIT, IRVINE, CA 92618-1416 |
| Document Number | 0000173388 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026173388 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 221 MERIT, IRVINE, CA 92618-1416 |
| Document Number | 0000173388, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026173388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 31, 2022 |
| Property Address | 221 MERIT, IRVINE, CA 92618-1416 |
| Document Number | 0000198770 |
| Map Reference | MB 980 PG 15-42 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022000198770 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 MERIT, IRVINE, CA 92618-1416 |
| Document Number | 0000198771 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022000198771 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,010,557 (+2%) Land $644,638 Building $365,919 | |
| 2025 | $16,456.00 (+4.26%) | $990,743 (+4.04%) Land $631,998 Building $358,745 |
| 2023 | $15,783.00 (+76.88%) | $952,272 Land $607,457 Building $344,815 |
| 2022 | $8,923.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
May also be available: Verizon.
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