221 Maryland Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 221 Maryland Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1973
Lot Size	0.344 acres (14,984 sqft)
Owner	Individual Name on File
Last Sale	$17,900 (Jul 2024)
Tax Bill	$980 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-26-30-0001-0426-0130`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0426-0130`
Alternative APNs	`263001000104260130` `80236`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	1,545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	278 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	221 MARYLAND AVE
City	SAINT CLOUD
State	FL
Zip	34769-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	GALION GARDENS PB 1 PG 140 BLK 426 LOTS 13 & 14
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	426
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5016
Census Tract	43500

Owner

221 Maryland Ave is owned and occupied by an individual who bought it in July 2024.

Source: Osceola County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	221 MARYLAND AVE, SAINT CLOUD, FL 34769-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	Nov 3, 2010 · Amount on File
Deed Document Number	202497250
Deed Book / Page	6639 / 917
Prior Transfer Date	Mar 27, 1996
Prior Transfer Doc	1319001469
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	221 MARYLAND AVE, SAINT CLOUD, FL 34769-2413
Document Number	0056470596
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 WILLIARD CT KISSIMMEE FL 34744, KISSIMMEE, FL 34744

Mortgage

Document Number	0056470596
Date	Dec 26, 2019
Book Page	005647/000596
Instrument	167244

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 221 Maryland Ave was $980, up 4.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00 (+4.48%)	$97,629	$308,600 Land $66,000 Building $242,600
2024	$938.00 (+4.22%)
2023	$900.00 Homeowner's exemption	$92,115	$267,200 Land $60,500 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Maryland Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Maryland Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20