221 Martin St, Normal, IL 61761 Property Records

McLean County property record for 221 Martin St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,601 sqft · built 1998
Lot Size	0.146 acres (6,365 sqft)
Owner	Individual Name on Record
Tax Bill	$5,331 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-263-007`

Property Details

APN / Parcel Number

Primary APN	`14-21-263-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,601 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,365 sqft (0.146 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Area	467 sqft
Porch	Open Frame Porch
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 MARTIN ST
City	NORMAL
State	IL
Zip	61761-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 42 NORTHPARK TRAIL PUD
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	NORTHPARK TRAIL PUD
Legal Lot Number	42
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1012
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	221 MARTIN ST, NORMAL, IL 61761-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Feb 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 21, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2024
Deed Sale	Sep 4, 2024
Prior Sale	Mar 21, 2019 · Amount on Record
Deed Document Number	202412672
Prior Transfer Date	Aug 6, 2024
Prior Transfer Doc	0000012672
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	221 MARTIN ST, NORMAL, IL 61761-1250
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500014747
Date	Oct 15, 2025
Instrument	2025-00014747

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 2, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 16, 2022
Property Address	221 MARTIN ST, NORMAL, IL 61761-1250
Document Number	202200003209
Map Reference	DOC 96-28465
Instrument Date	Jan 17, 2022
Instrument	2022-00003209
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ALLSTATES TITLE AGENCY INC, FKA STATES TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MARTIN ST, NORMAL, IL 61761-1250

Mortgage

Document Number	202200003210
Date	Feb 16, 2022
Instrument	2022-00003210

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 21, 2019
Property Address	221 MARTIN ST, NORMAL, IL 61761-1250
Document Number	201900004085
Map Reference	DOC 96-28465
Instrument Date	Mar 15, 2019
Instrument	2019-00004085
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	221 MARTIN ST, NORMAL, IL 61761-1250

Mortgage

Document Number	201900004086
Date	Mar 21, 2019
Instrument	2019-00004086

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,215 (+21.89%) Land $14,880 Building $63,335	$234,645 (+21.89%) Land $44,640 Building $190,005
2024	$5,331.00 (+7.09%)
2023	$4,978.00	$64,170 Land $12,208 Building $51,962	$192,510 Land $36,624 Building $155,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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