221 Manhattan Ter, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 221 Manhattan Ter, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details1,470 sqft · built 1926
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$327,500 (Aug 2014)
Tax Bill$11,501 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-00803-0000-00004

Property Details

APN / Parcel Number

Primary APN10-00803-0000-00004
Alternative APNs
  • 100080300004
  • 115800

Interior

Building Area1,470 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number115800
Street Address221 MANHATTAN TER
CityDUMONT
StateNJ
Zip07628-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description50X100
Legal SubdivisionDUMONT PARK 7TH MAP
Legal Block803
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group5
Census Block5006
Census Tract10300

Owner

221 Manhattan Ter is owned and occupied by two individuals who bought it in August 2014.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address221 MANHATTAN TER, DUMONT, NJ 07628-2237
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 22, 2021Deed of Trust, Mortgage · Line of Credit
VISIONS FCU
Oct 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
BOND STREET MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2014 · Amount on File
Deed SaleAug 14, 2014 · Amount on File
Deed Document Number201453850
Deed Book / Page1729 / 2164
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address221 MANHATTAN TER, DUMONT, NJ 07628-2237
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056260683
DateOct 21, 2025
Book Page5626/683
Instrument2025071491
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address221 MANHATTAN TER, DUMONT, NJ 07628-2237
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanySAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038701172
DateDec 15, 2020
Book Page3870/1172
Instrument2020134552
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address221 MANHATTAN TER, DUMONT, NJ 07628-2237
Transaction TypeMortgage
Record UpdatedFeb 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 MANHATTAN TER, DUMONT, NJ 07628-2237

Mortgage

Document Number0039241967
DateJan 22, 2021
Book Page3924/1967
Instrument21-009514
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address221 MANHATTAN TER, DUMONT, NJ 07628-2237
Document Number0027781538
Book / Page002778 / 001538
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedNov 24, 2017
Title CompanyATLANTIC TITLE & SETTLEMENT SV

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 MANHATTAN TER DUMONT NJ 076282237, DUMONT, NJ 07628-2237

Mortgage

Document Number0027781538
DateNov 8, 2017
Book Page002778/001538
Lender
NameBOND STREET MTG
TypeMortgage Company
AddressPARAMUS, NJ 07652
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 221 Manhattan Ter was $11,501, up 0.6% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,700 (+7.37%) Land $305,000 Building $222,700$527,700 (+7.37%) Land $305,000 Building $222,700
2025$11,501.00 (+0.55%)$491,500 Land $280,000 Building $211,500$491,500 Land $280,000 Building $211,500
2024$11,438.00
2023$281,400 Land $150,000 Building $131,400$281,400 Land $150,000 Building $131,400
2022$10,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Manhattan Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1981–1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Manhattan Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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