221 Main St, Rockfall, CT 06481 Property Records

Middlefield Town property record for 221 Main St, Rockfall, CT 06481

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,908 sqft · built 1996
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Nov 2003)
Tax Bill	$5,981 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MFLD M:9 L:38-1`

Property Details

APN / Parcel Number

Primary APN	`MFLD M:9 L:38-1`
Alternative APNs	`00011820` `11820`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	3,372 sqft
1st Floor Area	1,112 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11820
Street Address	221 MAIN ST
City	ROCKFALL
State	CT
Zip	06481-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD2
Legal Lot Number	38-1
Jurisdiction	MIDDLEFIELD CT
Township / Civil Division	MIDDLEFIELD
Census Block Group	1
Census Block	1017
Census Tract	580100

Owner

Source: Middlefield Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 MAIN ST, ROCKFALL, CT 06481-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage ELLAFI FCU
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit ELLAFI FCU
Apr 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SEASONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2003 · Amount on Record
Deed Sale	Nov 18, 2003 · Amount on Record
Prior Sale	Sep 30, 1996 · Amount on Record
Deed Book / Page	199 / 334
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	221 MAIN ST, ROCKFALL, CT 06481-2007
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000354-454
Date	Jan 27, 2026
Book Page	354/454
Instrument	2026000047

Lender

Name	ELLAFI FCU

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	221 MAIN ST, ROCKFALL, CT 06481-2007
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000354-460
Date	Jan 27, 2026
Book Page	354/460
Instrument	2026000048

Lender

Name	ELLAFI FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	221 MAIN ST, ROCKFALL, CT 06481-2007
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000350-590
Date	Apr 25, 2024
Book Page	350/590
Instrument	2024000244

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Tax Assessment & Valuation

Source: Middlefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlefield Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,981.00	$200,700 (-) Land $74,100 Building $126,600	$140,490 Land $51,870 Building $88,620
2024	$5,981.00 (+5.52%)
2023	$5,668.00 (+2.48%)	$200,700 (-) Land $74,100 Building $126,600
2022	$5,531.00	$200,700 Land $74,100 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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