Morris County and Chatham Borough property record for 221 Main St, Chatham, NJ 07928
| Property Type | Commercial |
|---|---|
| Details | 1,260 sqft · built 1970 |
| Lot Size | 0.073 acres (3,176 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Nov 2005) |
| Tax Bill | $6,411 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| APN | 04-00121-0000-00006 |
| Primary APN | 04-00121-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,260 sqft Gross Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Stone |
| Construction Type | Steel Frame |
| Lot Area | 3,176 sqft (0.073 acres) |
| Lot Dimensions | 127 ft deep x 25 ft wide |
| Account Number | 40338009 |
|---|---|
| Street Address | 221 MAIN ST |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-2452 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-4 |
| Legal Block | 121 |
| Legal Lot Number | 6 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 42700 |
Source: Morris County and Chatham Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 41 GARY DR, ENGLISHTOWN, NJ 07726-8207 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2005 · Amount on Record |
| Deed Sale | Nov 3, 2005 · Amount on Record |
| Deed Book / Page | 6472 / 273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 22, 2026 |
| Property Address | 221 MAIN ST, CHATHAM, NJ 07928-2452 |
| Document Number | 0000017170 |
| Book / Page | 25094 / 967 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202617170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 41 GARY DR, ENGLISHTOWN, NJ 07726-8207 |
| Document Number | 0000017170, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 25094/967 |
| Instrument | 202617170 |
| Name | FIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Chatham Borough |
| Unified School District | The Chathams School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,000 (-) Land $323,000 Building $73,000 | $396,000 (-) Land $323,000 Building $73,000 | |
| 2025 | $396,000 (-) Land $323,000 Building $73,000 | $396,000 (-) Land $323,000 Building $73,000 | |
| 2024 | $6,411.00 (-6.67%) | ||
| 2023 | $396,000 Land $323,000 Building $73,000 | $396,000 Land $323,000 Building $73,000 | |
| 2022 | $6,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1978–2021) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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