221 Main St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 221 Main St, Cedar Falls, IA 50613 · Last verified June 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 1910
Square Footage	8,277 sqft Gross Area
Lot Size	5,808 sqft (0.133 acres)
Last Sale	$1,500,000 (2021)
Tax Bill	$22,642.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8914-12-184-011`

Interior

Units	14 Units
Building Area	8,277 sqft Gross Area
1st Floor	4,884 sqft 1st Floor
Basement Area	3,432 sqft Basement
Unfinished Basement	3,393 sqft Unfinished
Stories	2 Stories
Overhead Door	Overhead Door
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Material	Urethane Roof
Lot Area	5,808 sqft (0.133 acres)
Depth X Width	132 ft x 44 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	221 MAIN ST
City	CEDAR FALLS
State	IA
Zip	50613-2735
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	ORIGINAL PLAT CEDAR FALLS N 44 FT LOT 4 BLK 2
Legal Range	14W
Legal Township	89N
Legal Section	12
Legal Subdivision	ORIGINAL PLAT CEDAR FALLS
Legal Block	2
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Minor Civil Division	CEDAR FALLS
Census Blockgroup	2
Census Block	2001
Census Tract	2200

Owner

Source: Black Hawk County records · APN 8914-12-184-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 188, CEDAR FALLS, IA 50613-0016
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Deed Doc Number	202126378
Record Refreshed	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 14, 2021
Property Address	221 MAIN ST, CEDAR FALLS, IA 50613-2735
Document Number	202100026378
Instrument Date	Jun 10, 2021
Instrument	202100026378
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,399.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 1 2 MAIN STREET, CEDAR FALLS, IA 50613

Mortgage

Document Number	202100026379
Date	Jun 14, 2021
Instrument	202100026379

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,642.00	$894,950 (+23.39%) Land $166,980 Building $727,970	$894,950 (+23.39%) Land $166,980 Building $727,970
2024	$22,642.00 (+67.12%)
2023		$725,290 (+46.07%) Land $133,580 Building $591,710	$725,290 (+46.07%) Land $133,580 Building $591,710
2022	$13,548.00	$496,530 Land $107,800 Building $388,730
2021			$496,530 Land $107,800 Building $388,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cedar Falls Downtown Historic District listed 2017 · 42 contributing resources · NRIS 100001673

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.