221 Madison St, Eden, NC 27288 Property Records

Rockingham County property record for 221 Madison St, Eden, NC 27288

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1994
Lot Size	0.167 acres (7,280 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2020)
Tax Bill	$1,439 (2026)
Deeds & Mortgages	Feb 2022 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7070-16-93-7277-00`

Property Details

APN / Parcel Number

Primary APN	`7070-16-93-7277-00`
Alternative APN	`106689`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Finished Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	7,280 sqft (0.167 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	106689
Street Address	221 MADISON ST
City	EDEN
State	NC
Zip	27288-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES 12 EDE
Legal Description	LOT 12 BLK 13A WHALEY SUR VEY IRVIN RIVER HEIGHTS WHALEY TIMOTHY & DARE SUR
Legal Subdivision	IRVIN RIVER HEIGHTS
Legal Block	13A
Legal Lot Number	12
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	LEAKSVILLE
Census Block Group	2
Census Block	2009
Census Tract	40300

Owner

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 MADISON ST, EDEN, NC 27288-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 7, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	2020598143
Deed Book / Page	1577 / 1429
Prior Transfer Date	Jun 26, 2010
Prior Transfer Doc	20100006883
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	221 MADISON ST, EDEN, NC 27288-3317
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000623673
Date	Feb 21, 2022
Book Page	1621/255
Instrument	623673

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	May 7, 2020
Property Address	221 MADISON ST, EDEN, NC 27288-3317
Document Number	0000598143
Book / Page	1577 / 1429
Instrument Date	Apr 4, 2020
Instrument	598143
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2732 CHAPEL LN, 2732, MOUNT PLEASANT, WI 53406-1853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MADISON ST, EDEN, NC 27288-3317

Mortgage

Document Number	0000598144
Date	May 7, 2020
Instrument	598144

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Jun 27, 2018
Property Address	221 MADISON ST, EDEN, NC 27288-3317
Document Number	0000576402
Book / Page	1544 / 0884
Instrument Date	Jun 26, 2018
Instrument	576402
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 FAGG DR # DR8C, 631, EDEN, NC 27288-5382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2732 CHAPEL LN, MOUNT PLEASANT, WI 53406-1853

Mortgage

Document Number	0000576404
Date	Jun 27, 2018
Instrument	576404

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Municipality	Eden City
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,439.00 (+40.25%)	$132,217 (+68%) Land $4,650 Building $127,567	$132,217 (+68%) Land $4,650 Building $127,567
2023	$1,026.00	$78,702 Land $4,250 Building $74,452	$78,702 Land $4,250 Building $74,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–1996)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDEN serves 15,500 people · EPA ID NC0279010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures