221 Madison St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 221 Madison St, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,476 sqft · built 1975
Lot Size0.174 acres (7,580 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Oct 2023)
Tax Bill$621 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3A2-2-67-1

Property Details

APN / Parcel Number

Primary APN3A2-2-67-1
Alternative APN
  • 20566

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,580 sqft (0.174 acres)
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Deck Area168 sqft

Utilities, Heating & Cooling

Heating SystemOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20566
Street Address221 MADISON ST
CityCOLONIAL BEACH
StateVA
Zip22443-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDB
Legal DescriptionLOT 1 BK 67 DB 972 PG 766 R/S
Legal SubdivisionCOLONIAL BEACH
Legal Block67
Legal Lot Number1
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2054
Census Tract10402

Owner

Source: Westmoreland County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 MADISON ST, COLONIAL BEACH, VA 22443-2427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Warranty Deed, Transfer · VA Mortgage
NEWREZ LLC
May 4, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Deed Book / Page972 / 766
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateOct 13, 2023
Property Address221 MADISON ST, COLONIAL BEACH, VA 22443-2427
Document Number0009720766
Instrument DateSep 28, 2023
Instrument09720766
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyLAWYERS TITLE OF NEVADA, LAWYERS TITLE OF WESTMRELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 MADISON ST, COLONIAL BEACH, VA 22443-2427

Mortgage

Document Number0009720768
DateOct 13, 2023
Instrument09720768
Lender
NameNEWREZ LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateMay 4, 2022
Property Address221 MADISON ST, COLONIAL BEACH, VA 22443-2427
Document Number0009550307
Instrument DateApr 28, 2022
Instrument09550307
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1221 MALL DR, NORTH CHESTERFIELD, VA 23235-4737
InvestorPossibly a Property Investor

Mortgage

Document Number0009550310
DateMay 4, 2022
Instrument09550310
Lender
NameFIRST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$621.00 (+6.34%)$148,000 (+1.37%) Land $47,500 Building $100,500$148,000 (+1.37%) Land $47,500 Building $100,500
2023$146,000 (-) Land $47,500 Building $98,500$146,000 (-) Land $47,500 Building $98,500
2022$584.00$146,000 Land $47,500 Building $98,500$146,000 Land $47,500 Building $98,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Nearby Flood Policies103 units insured
incl. 8 condo units
Nearby Flood Claims3 (2015–2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLONIAL BEACH
serves 3,875 people · EPA ID VA4193280
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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